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The Road to Debt Free

Ok, this is where the rubber meets the road.  Starting January 1st, 2013, we are embarking on a journey to pay off the boatload (and I mean boatload) of debt that followed us (how did that happen?) from our suburbia lifestyle.

Using The Great Depression as our guide, we’ll work toward a lifestyle that is as much as possible reflective of many of the families during the Depression.  It was a time of making do with little or nothing to make do with.  It was a time where, by and large, you didn’t spend anything other than what was absolutely necessary.

Now, we’re not an extravagant family by any stretch of the imagination.  We haven’t taken a family vacation in years, and buy our clothes on clearance, or used.  But, like many families in America, we really don’t have a clue about what it’s like to make do without anything to make do with.  To really and truly sacrifice the lifestyle we’ve become accustomed to.  And honestly, that’s the kind of lifestyle it’s going to take for us to remove the mountain of debt that sits before us.

We hope you’ll be encouraged as you follow us along on this journey.

The Road to Debt Free Posts

How and Why You Should Get Out of Debt FAST

Way Too Deep in Debt? Here’s How to Get Out

Getting Out of Debt: Here’s Where to Start

How Debt Destroys Your Chances for Financial Freedom

The Hidden Gems of Financial Wellness

How to Avoid Student Loan Debt While Earning Your Degree

Household Debt is Rising Again and it’s Not Okay

Who Benefits From My Debt?

Your Money Situation Won’t Change Until…….

4 Ways to Make Money Blogging

How to Pay off Debt Without Living Under a Rock

The Power of Freedom: Andrew’s Story

The Power of Freedom: MSM’s Story

The Power of Freedom: Jacob’s Story

What’s Your Dream and How Will You Get There?

The Power of Freedom: Ruth’s Story

If You Want What They Have, Do What They Do: 21 Traits of Millionaires

The Power of Debt Freedom: Amanda’s Story

9 Financial Moves We’re Teaching Our Kids

Job Layoff Survival Tips

The Power of Debt Freedom: Brian’s Story

Make Money Blogging: How to Start a Blog in Four Easy Steps

Want Something MORE? Do Something Different

27 Ways to Save Money Right Now

How We Broke the New and Shiny Cycle

Balance Transfers and Consolidation Loans: Yes or No? 

4 Reasons Why You’ll NEVER Be Debt Free

Perspective in Debt Payoff

What to Do if You’re SERIOUS About Getting Out of Debt This Year

7 Reason Why You Can’t Get out of Debt

When Frugality Was Normal

6 Reasons to Start Paying off Debt NOW

4 Ways to Jump Start Your Debt Payoff

How to Feed Your Family for Less: Part 2

How to Feed Your Family for Less: Part 1

Our 5 Worst Money Mistakes

How to Stay Disciplined During Debt Payoff

Debt Payoff Isn’t Just About Discipline

How I Make Money Writing for Blogs 

How to Deal With Debt Fatigue

The Worst Financial Advice I’ve Ever Received

From Material Girl to Value Based Spending Queen

Good Financial Habits Learned from Debt

You Can’t Afford This Debt Mistake

Debt Freedom: Success is About Consistency

How to Choose the Right Accountability Partner

Debt Payoff and Spending Update

Un-frugal Confessions

Movin’ Out

6 Mistakes That Broke People Make

6 Lies That Broke People Believe

How We’ll Accomplish Goals We Failed At Last Year

4 Debt Payoff Mistakes We Made Last Year

2015 Goals for The Frugal Farmer Family

2014 Goals Final Update for the Year

Are You Acting in Your Own Best Interests?

May I Suggest Some 2015 Resolutions for Your Money?

Why You’ll Never Be Happy Keeping Up With the Joneses

Don’t Give Money More Power Than it Deserves

Debt Payoff: How to Zap Doubt and Discouragement

Garden 2014 Update and Other Stuff: Taters!!!

Your Debt Payoff Journey: Blazing Your Own Trail

A Singular Focus of Paying off Debt Leads to Peace

Personal Finance Tips: You’re Not Done Learning Yet

Are You a Prisoner of This Money Mistake?

Want Success?  Then Choose to Work for it

Why It’s Crucially Important to Make Your Debt Payoff Plan Personal

Hitting Rock Bottom: A New Blogger’s Story

What’s Stopping You From Pursuing Financial Freedom?

Dealing with Debt Payoff Dragons

How to Pay off Debt: Beating the Broke Mindset

Your Debt Does Not Define You

What My Daughter’s Self-Defense Class Taught Me About Debt

Don’t Let the Success of Others Keep You From Achieving Your Goals

Credit Cards: Did You Know These Truths?

The Dangers of Short-Sighted Vision

Can You “Bootstrap” Your Way Out of Poverty?

5 Things You Shouldn’t Do To Pay off Debt

What to Do When You Wake Up to Find Yourself Deep in Debt

Choosing Long-Term Success Over Immediate Gratification

Homesteading: Why We’re Keeping our Back to Basics Lifestyle for 2014

How to Get out of Debt: Beware of the Self-Justified Pity Party

What You Might Have to Do if You Want to Get Out of Debt

Getting Out of Debt: The Secret You Might Not Know About

How Paying off Debt is Like Running a Marathon

Screw ‘Em: Doing What’s Best for You in Your Debt Payoff Journey

Taking Frugal To a Whole New Level

How Skepticism Can Help You Conquer Your Debt

Are You Afraid to Be Debt Free?

Paying off Debt: Preparing Yourself for the Journey

Using Hope to Reach Your Financial Goals

Motivation: 4 Reasons Why I Know You CAN Pay off Your Debt

Planes and Perseverance

How to Pay off Debt:  It’s About More Than Budgeting

Paying off Debt: How to Recover From a Blown Budget Month

The Most Dangerous Roadblock to Your Debt Freedom

The Best Birthday Ever

What You Can Expected if You Choose to Go on a Get out of Debt Journey

How and Why You Should Get out of Debt – Part 3, Staying the Course

How and Why You Should Get out of Debt – Part 2, Getting Through the Rough Spots

How and Why You Should Get out of Debt – Part 1, First Things First

How and Why You Should Get Out of Debt – Intro

Why We Blew a Hole in Our Entertainment Budget This Month

How Debt Mimics Life

Why You Should Choose to Start Your Journey to Debt Free TODAY

Gee, Can I Please Walk Over a Bed of Hot Burning Coals?

You’re Not Just Paying off Debt, You’re Building Wealth

Fighting Boredom and Restlessness as You Work on Long-Term Goals


Motivation: The Frugal Farmer 2013 Goals

Motivation: Words of Wisdom From Paul Milligan

Decision Time

Oops, I Did it Again (Almost)!

Motivation: Do it for the Kids
The Road to Debt Free: Not for the Faint of Heart

Don’t Let ‘Em Fool You

Motivation: Learning From Others
What You Need to Know: Crucial Tools for Winning Your War Against Debt

Playing Defense: Avoiding Temptations to Get off Budget

Beware of Monsters

The Importance of Finding the Leak in Your Financial Ship

4 Things You Must Do if you Want to Get out of Debt

Motivation: Why We Said “Yes”

The Difference Between “The Good” and “The Best”


MONTH BY MONTH – How we’re doing at whittling away debt