The first time I heard the term value based spending was while reading a post written by Shannon over at The Heavy Purse. Shannon has a heart for teaching financial literacy for the masses. It pains her to see people struggling with money when they don’t have to be, and as such, I grabbed onto her to be a mentor like super glue sticks to everything when we first started our journey to pay off debt.
All my life I’d bought things because they made me feel good. I mistakenly thought that “stuff” was the way to happiness, and I was determined to be “happy.”
I grew up a poor kid in a lower middle class section of the city. After my parents’ divorce, our financial situation went from “struggling” to “we’re screwed”. For a girl just entering middle school, this is NOT a good place to be.