We’ve been a bit out of the loop this week on the blogging scene, as we’ve been hard at work on our hobby farm. The place we purchased last October has two pastures out front. When we moved in, one was fairly horse-ready, aside from a fencing issue, and the other was completely uninhabitable for grazing livestock. It’s important to rotate your horses between at least 2 pastures, so we knew that we had to get Pasture 2 ready this spring, and we knew it was going to be some work.
The pasture was largely overgrown, and filled with rocks, mini trees ( you know, the leaf droppings that were never picked up and have since established themselves as trees in the making), not-so-mini-trees, and all sorts of other garbage. The fence on the south side of this second pasture is a basic electric wire fence, and was nearly surrounded by mini trees which, when touching the wire, ground out the electrical charge, so they all had to be cleared away too.
We’re about done with the clearing away process (can you say “serious arm muscles here now”?), and the next step is for Rick to cut the pasture grass down to a reasonable 8 inches or so, at which point we’ll apply a special weed killer that only kills weeds that are noxious to horses and won’t harm the horses in the process. At that point, our two quarter horses will be able to start rotating back and forth between the two pastures and have a healthier grass supply.
As you can imagine, this has been a ton of work for all of us (in our family, the kids are out there hoofing it alongside mom and dad), and now that we’re getting near done, we’re all more than ready for some relaxation and a reprieve from pulling a million woodticks off of ourselves every evening.
All of this heavy-duty work has got me thinking quite seriously about how debt mimics life. For instance:
A plan and the maintenance that comes with it is crucial. Like with debt, if the previous owners of our farm hadn’t let this pasture go for so long, our workload to get things back in order wouldn’t have been so difficult and time-consuming. If Rick and I had been more responsible when we started our life together 17 years ago, and had made a plan and some goals for our finances, the debt would not only have not gotten so out of control, it probably wouldn’t exist.
Clean-up takes time, and you need to accept that. For most people, getting out of debt will take awhile. It’s important here that you face that fact, and also that you be willing to put in the time in order to accomplish that long-term goal. This reminds me of the Hoarders show. When these houses are taken from downright dangerous back to normal, you can be assured that some serious time and work goes into the clean-up. And so it goes with a pile of debt.
Watch this 2 minute video:
This woman’s clean up, of her debt and her house, didn’t happen overnight, and neither will yours or mine.
There will be times of discouragement and of overconfidence. With any journey to debt free, there comes the days when you’re convinced that debt free “will never happen”, and there will be other days when you are living in a rose-colored-glasses world and you have convinced yourself that because you’ve paid off 24, 35, or 50 percent of your debt that you are now “doing well” and can slack on your budget and your frugal living.
When these days come, don’t let yourself be fooled!! Remind yourself that your debt load is still dangerous and needs to be dealt with, and remind yourself that you’ve already accomplished a lot and that now’s not the time to give up.
Becoming debt free, or working on any goal for that matter, takes, more than anything, perseverance. Make a decision today to persevere in your plan, and success will indeed come knocking at your door. 🙂