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The Frugal Farmer

The Frugal Farmer

Save money, make money, get out of debt, build wealth.
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20 Comments
October 23, 2017

How to Save Money with DIY Senior Pictures

by Laurie

Since we began this whole “frugality” thing in 2013, we continue to look for ways to DIY things we’d normally hire out for. Our biggest victory (possibly until now) was do-it-yourselfing our son’s speech therapy. “S” couldn’t say his R’s – they came out sounding more like W’s. After just a few short lessons with …

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  • Save Money
1 Comment
October 22, 2017

How the Internet Changed Investing Forever

by Susan

There is no doubting that the internet changed humanity and its development for good. It has reshaped almost every kind of human interest, activity, and industry. It has also augmented and redefined how we trade.

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  • Frugal Finance Management
4 Comments
October 16, 2017
Food Budget Cutting

How to Get Creative With Your Food Budget

by Shanah Bell

When it comes to household expenses, food almost tops the list. This is true of most American households, which makes it one of the best places to start cutting back to save money. But how is it possible to do that with the ever creeping price of food? Oh, it can be done! Sometimes, we …

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  • Frugal Food
  • budgeting
  • eating healthy
  • farm-raised
  • grocery budget
  • saving money
3 Comments
October 9, 2017

Diamonds in the Rough: Finding Value in Unwanted Possessions

by Susan

Look around. I’m sure you’ve thought “I have a lot of stuff”. These items once had value but nowadays they seem like they’re taking up space. You consider dumping it or hauling a few boxes off for donations. Wait a second, because some of those possessions may have value.

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  • Frugal Finance Management
12 Comments
October 4, 2017

How to Break the Paycheck to Paycheck Cycle (and Start Building Wealth Too)

by Laurie

Recent studies show that as many as 76% of families live paycheck to paycheck, meaning there is absolutely no money leftover at the end of the month. Having lived this way for several decades, I can attest to the fact that it’s no fun being in a money situation where you regularly have more month …

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  • Build Wealth
  • Get Out of Debt
10 Comments
October 2, 2017
Teaching Children Money

How to Teach Money Lessons Early For the Win

by Shanah Bell

Editor’s Note: Hi everyone! Please welcome our new staff writer, Shanah Bell. Shanah will be sharing her story and advice on the blog twice/month. We thought she’d made a great second voice on the blog in addition to Laurie’s. Enjoy! Teaching children about money, and the power that it truly has to make or break …

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  • Save Money
  • financial freedom
  • saving money
8 Comments
September 25, 2017

Overcoming Poverty After Divorce

by Laurie

Today we have a guest post for you. This is the story of how Lila Donovan’s mother overcame poverty after divorce and the lessons she taught Lila along the way. Many people hate making budgets and paying off debt because they start thinking about all the things they can’t do. Growing up my mom taught …

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  • Frugal Finance Management
12 Comments
September 20, 2017

4 Ways to Reduce Healthcare Costs in Retirement

by Laurie

**Disclaimer: I am not a health care professional – I am simply sharing my experiences and opinions here. One of the major fears for people in retirement is the fear that health care costs will devour their retirement savings long before they can afford to live on Social Security alone. With the average American having …

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  • Retirement
23 Comments
September 11, 2017

How to Prepare Financially for a Natural Disaster

by Laurie

After several days of storm-related clean up, Texans and other costal state residents are still working to dig themselves out of one heck of a mess. It’s heartbreaking watching the stories coming out of Hurricane Harvey’s warpath. So much grand-scale destruction.

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  • Prepper Wednesdays
  • Save Money
2 Comments
September 11, 2017

Working with Lenders to get the Best Loan

by Susan

These days, getting a loan isn’t always a walk in the park. Most lenders have tightened their requirements for qualifying for a loan because of the losses they incurred during the economic downturn a few short years ago. More stringent qualification criteria means individuals with past credit blunders, those who have unstable income, or those …

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