Author: Susan

November 25, 2020

Is Bitcoin a Good Investment for Retirement?

Cryptocurrency has been shaking up the financial sector for a few years now, far longer than most analysts predicted after the Bitcoin crash in 2011 which saw the pioneer cryptocurrency take a 93% drop. However, despite some teething issues, including a drop in value of over 80% over the course of 2018, Bitcoin is still going strong with experts in cryptocurrency even going so far as to refer to the cryptocurrency as the “greatest investment opportunity of our generation”. While we cannot say for sure that that is true, we can make an educated guess as to the future of cryptocurrency, and so far, the news is good.

However, before a person goes out and invests in Bitcoin for their retirement, there are some things they will need to know in order to decide if it is the right investment for them. Read more

November 12, 2020

The Ins and Outs of RV Business

Saving money while enjoying the adventure of camping is what most RVers are looking for. However, what if your passion for RV traveling will turn into your own business? You might be thinking of setting up an RV business at the moment.

With the restrictions on traveling being less strict, setting up such a business would be a good idea. However, traveling in an RV might be different from owning an RV business. You must know the ins and outs of the industry.

November 12, 2020

The Best Mobile Apps for Freelancers

Freelance workers earned $1 trillion, almost 4.8% of US GDP, during 2019, and the freelancer market has grown to 57 million workers, representing around 35% of the US workforce.

If you are considering joining the growing pool of people who are starting their own freelance business, then there is a massive range of digital tools out there to help you get started or help your business to flourish.

One of the more significant benefits of a modern smartphone is that, with the correct apps, it can be as useful in running your business as any laptop or desktop computer. The latest generation of smartphones has a vast amount of storage and processing power.

The same technology that allows you to quickly switch from playing full-length movies in HD to a lightning-fast game of KO-Poker, to playing a mobile version of your favorite AAA console title, can also be turned to business uses. The right set of apps for your phone can help you organize your business, get new customers, promote your services, and take care of your taxes, all without needing to be tied in to one place.

In this article, we’ll be looking at some of the best apps for an aspiring freelance entrepreneur.

November 12, 2020

How To Start a Small Farming Business

If you’ve always dreamed of owning a farm or you wish to swap the concrete jungle for rolling pastures, the U.S. agriculture industry is sure to welcome you. Over the last 85 years, farming has declined. In 1935, there were nearly 7 million farms in the U.S. Today, there are about 2 million. And almost two-thirds of these are managed by an aging farming population.

America needs more farmers, especially younger farmers. Fortunately, as sustainable living becomes more attractive to the younger generation, many seeking a simpler purer life are turning to farming. According to the National Young Farmer Survey, more young people under the age of 40 are starting farming businesses.

If you’re thinking of starting a small farming business, here’s what you need to consider.

November 12, 2020

5 Tips for Staying Out of Debt This Christmas

You see advice everywhere for getting out of debt after you’ve overspent during the holiday season. In reality, it would be better if you could get advice on how to stay out of debt before the Christmas season.

If you are still paying off last Christmas, consider an online installment loan to get you back in the black. So many people have allowed Christmas spending to take over their lives that they worry about the money they spend after the holiday is over, and reality has set back in, instead of worrying about it before they spend it. In this blog, you’ll find a few of the best ways to stay out of debt this upcoming Christmas season.

November 11, 2020

Investment Tips for When You’re Broke

You need to make money to spend money — that’s the first rule of wealth management. Unfortunately, the second rule is that you need to spend money to make money, which makes accruing wealth quite a bit more difficult when you are flat-out broke.

Fortunately, there are some ways to take advantage of the lucrative gains available through investments even if you don’t have much money to spare. Here are some ways to start investing with just a handful of dollar bills every month. Read more

October 30, 2020

Should You Invest in Commodities?

Commodities are an asset class that is growing in importance in recent years. Some of the major commodities like gold, oil, coffee, cocoa, or rice are traded in large quantities, and their prices are subject to significant volatility. In times of pandemic, it is wise to think again about starting to trade commodities. If you are looking for an answer to a question, ‘’should you invest in commodities’’, generally, you shouldn’t invest in something you don’t completely understand, not even in the commodity market. So, here we will briefly explain what a commodity market is and how to invest in it.

October 14, 2020

How to Save for Retirement When You Can’t Afford To

Because Social Security benefits are not enough to provide a comfortable life, especially for seniors with significant health concerns, failing to build robust retirement savings ultimately means that retirement is all but impossible. Rising numbers of Americans over 65 looking for work demonstrate that doing the bare minimum to prepare for retirement does not a successful retirement plan make.

However, not everyone can easily make room in their household budget for intensive retirement savings. If you are barely able to pay rent and utilities, how are you supposed to save money for an uncertain future? Read more

October 14, 2020

How To Lower Your Food Costs With These Three Simple Changes

(Image via https://twitter.com/ohmyveggies)

Food isn’t cheap. In fact, grocery shopping can certainly add up to a lot more than it used to. Whether you’re looking for mini cheesecake ingredients or keen to invite the family around for a bbq in the sun, getting everything in order can cost a fair bit. In fact, the cost of living has gone up in many parts of the world, and food is a huge part of that.

There are numerous ways in which we can cut back on food costs and save money in the way we do things, though. It isn’t always easy, but it’s certainly do-able, especially in 2020 when the variety of food options and online resources we have available to us are priceless. You can still enjoy a healthy diet and save money, too. It isn’t all about just eating junk on cheap offers in stores. In fact, it’s the total opposite. Maintaining a healthy diet and eating delicious cuisine, all while saving money, is easy to achieve, it just involves making a few changes.

So, without further ado, here’s a few helpful ways in which you can lower your food costs. Read more

October 14, 2020

Here are 5 Ways to Protect Your Business Finances

A few challenges can force your business to close down. As a business owner, it is important to protect your business finances if you want the business to last and stay profitable.

Below are some of the best ways to protect your business finances and keep your cash flow going. Read more