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Author: Susan

Plan for Retirement Now and Retire Early Later

The vast majority of people in their 20’s and 30’s do not actively think about retirement. Putting a few extra dollars per paycheck into a retirement account will add up over the years. There are limits to how much money can be put into an IRA so growing money elsewhere is imperative. Far too many people make financial decisions that are less than wise whether it is buying an expensive vehicle or flying first class for every flight. Trying to keep up appearances in terms of activities done or countries traveled is only going to delay retirement. Being able to retire when you are still energetic enough and young to travel can allow you to truly embark on numerous trips that you have always envisioned. The following are tips to help you retire early either through wise investing, hard work, or intelligent personal finance strategies. Read more

Here’s How to Build Your Credit History!

One of the most significant challenges that a person faces upon graduation is building a credit history with a stellar credit score. An excellent credit score is like a financial resume that plays a massive role in your life. It can assist you in landing a job, securing an apartment, getting a loan to start your agricultural enterprise, reduce auto insurance premiums, and much more. Are you in a bid to build good credit but have no clue? Here are a few simple steps to follow. Read more

Trading the Critical Levels Like the Pro Trader

The pro traders never trade the minor levels. They are always focused on high-quality trade execution. Unlike the naïve traders, they don’t push the risk factors to increase the profit. Trading is more like finding the perfect trades with managed risk. If you want to save your investment and trade like the pro traders, you must focus on the major support and resistance level trading strategy. You might the novice investors in Singapore but the market doesn’t care. Unless you have the right skills to deal with the complex price movement, you are going to lose money. Let’s learn a simple way to trade the major support and resistance level. Read more

How Millennials Can Use Technology to Stress Less About Money

The millennial generation, along with generation Z, has gotten a bad rap for being less than savvy with their finances and education. However, this is the media. In fact, these two generations are not spending the way generations past did. They also don’t want the giant debts from college and home ownership with which many have been saddled.

They’re looking for solutions to leverage money as a tool and they look first to technology. This is no surprise because they came into this world with technology. It’s been the babysitter, teacher, and knowledge base for them. So, here, we’ll teach you, the millennial reader, how to use technology for your financial education. Read more

Overdone it With Online Payday Loans with Instant Approval this Festive Season? Here’s How to Live Frugally Come January

Christmas is a time for overindulgence, there’s no doubt about that. We eat more, we drink more, and above all we spend more. The problem is, a lot of us end up spending money that we don’t actually have and therefore end up in debt come January. Did you know that as many as one in three Britons admit that they’ll struggle with day to day spending come January because of overspending at Christmas?

With that in mind, it might be too late to tell you how you should spend your money carefully at Christmas. With less than a week to go, the damage is usually done – but all hope is not lost. Enjoy your Christmas, then we’ve got some tips on how you can live more frugally and boost your finances back up this new year. Read more

How to Stop Letting Money Control Your Happiness

If you often find yourself thinking, ‘If only I had enough money, I would be…’, it could be that you are letting your finances control your happiness. In order to take back control, you need to work out where your money is going – and then track and manage it successfully.

Here are some tips on how you can stop letting money control your happiness. Read more

6 Ways to Save Money Every Day

If you ever wonder where all your money goes, it could be the right time to have a look over your finances. Spending money is easily done, which is why it’s important to keep track of it so that you’re not going over your budget every month. There are many ways that you can save money every day, and for your convenience, we’ve listed a few ideas below. Read more