It’s beginning to look a lot like Christmas, isn’t it? Everywhere you go there are sparkling trees in the window starting to emerge, festive jingles are playing, and it’s damn near impossible to switch on the TV without yet ANOTHER heart-warming Christmas advert coming on without warning – and it’s only mid-November. The fact is; the festive season is wonderful. It’s the perfect chance to reconnect with people, spend time with loved ones and to eat to our hearts’ content – the problem is, however, that isn’t the whole of it. Christmas time is renowned for its mounting pressure on society, both emotionally and financially. There is so much pressure to have the perfect Christmas, that many of us end up overspending, and ultimately ending up stressed about money. If you’re feeling a little perplexed about splashing the cash this year, then here are some top tips that could help you to save money this Christmas. Read more

It’s definitely time to start getting excited about the holidays, but of course, for all of the great things to look forward to in the coming weeks like spending time with friends and family, indulging in the best holiday food and drink, and decking the halls, there comes the less fun matter of how much it can all end up costing. Whether you have decided to try to spend less on the holidays this year or are feeling like you just can’t afford to go all out on seasonal luxuries this time, there are definitely ways that you can keep down the cost of having a fun and memorable Christmas – especially if you plan in advance! Read more

Life insurance is pretty much a must-have policy for anyone nowadays, and most people who can afford it have more than just one policy. However, the promise of future protection for your family does come at a cost, quite literally! In case you have recently discovered that the premium you are currently paying for your policy/policies is just too much to bear, rest assured that you are not the only one to make the mistake and more often than not, there are ways to get out of it. Read more

We all love saving money. These days, there are many ways technology is making it easier to save time and live more efficiently. However, it might not occur to us to use the technology at our fingertips to save on daily expenses. Read more

If you’re planning to go to college, student debt might be one of your most pressing concerns. It’s not always avoidable — after all, college is a requirement for many professions, and many low-income people attend college to try and raise themselves out of their socioeconomic status.

College can be a great way to find better job prospects, which means it can be a good return on investment. But if you’re looking to save money through college, it’s important to extend that savings to your student debt. When you’re choosing the college or degree you strive toward, use this state-by-state analysis of student debt for a better understanding of your financial state in college. Read more