Author: Susan

October 5, 2021

3 Steps to Improving Your Credit Score and Why It Matters

Whether you want to buy a house, a car, or rent an apartment, you need a good credit score. If you don’t have a high score on your credit report, that doesn’t necessarily mean you can’t buy big-ticket items or find a place to live. But it does mean that you’ll pay more to buy the same items as someone who has a better track record with the credit bureau.

The good news is that a less-than-stellar credit score doesn’t have to be permanent. There are some easy ways to raise your score, and all it takes is a little time for your number to rise. Read more

September 14, 2021

The Benefits Of Minimalism From Health To Finances and More

For over a decade now, the concept of living a more minimalist lifestyle has been at the forefront of many people’s minds. The world is much more fast-paced now than it ever has been throughout human history, and sometimes this can leave people feeling stressed out and leave their bank accounts drained? How’s that, you may ask? Well, the overstimulation of such a fast-paced environment can give us too much to think and stress over; and the constant advertisements and pressures we feel through things like social media lead us down a dangerous path of overspending and living outside our means.

So the same way, it’s essential to have health hacks to keep costs low in our lives and live more frugally; it’s just as important to have lifestyle hacks to keep costs to not just our bank accounts but our health low as well. One path towards that goal is minimalism. Read more

August 27, 2021

Money Matters: How to Go From Debt to Wealth

There are people who live a wonderful quality of life making five figures and those who struggle with a six-figure income. The difference is the way they handle their money. If you are careless with money, you will live a stressful life caused by outstanding debt. Thankfully, you can change the way you handle money and end the in-debt way of life. Below are a few tips to help you achieve success. Read more

August 26, 2021

Buying a House When You Have Bad Credit

If you find yourself having to move you might be asking yourself, “Should I rent or buy a house?” Of course, both renting and buying usually mean a credit check so you’ll want to know your credit score before submitting an application to a landlord or to a lender for a mortgage loan.

When purchasing a home, a good credit score of at least 760 will get you the best interest rate, as CNBC reports. Anything under 670 is typically considered “subprime” while 579 or less is generally “bad.” If you’re in that category, it’s going to make both renting and buying difficult, but if you’ve got your heart set on purchasing a home, there might still be some options. Read more

August 3, 2021

Essential Tips for Full-Time Farmworkers

Agriculture is vital to the survival of humanity. Providing the basis for food security, farming has been, and always will be, a viable occupation. Farming provides large quantities of food and materials at relatively low costs and ensures the meat dispersed throughout the country is harvested by healthy animals. Modern farming began around the 18th century and continues to be a highly profitable business for many people. Like any occupation, farming comes with its own set of challenges.

Despite its contributions to the stability of the food chain, farming can be extremely dangerous. In fact, farming ranks as one of the most dangerous industries in the United States. Due to this, farms and ranches must follow strict safety guidelines when it comes to handling animals and equipment. This will protect owners and their employees from unexpected mishaps. Here are a few helpful tips for farm and ranch workers. Read more

August 3, 2021

Fit and Frugal: 5 Tips for Healthy Lifestyle

We’re all looking for ways to stay fit and stay within our budget. With a little creativity and a lot of sparks, it’s entirely possible to adjust your shopping, gardening, and cooking for an awesome outcome. Let’s get to it.

August 3, 2021

Eliminate These Things From Your Wallet for Healthier Finances

Samuel L. Jackson and company never seem to tire of interrogating you about what’s in your wallet. They do this while pressing you to add a product that almost certainly shouldn’t be there. It is not just to cure your hopeless case of Costanza wallet. It is to help you gain better financial hygiene. Not only that, but it is remarkable how much better your situation can get by eliminating the things you carry with you. That is not to imply that removing a few things from your wallet will magically fix everything. But it is the beginning of a solution.

There are two major problems that have to be addressed in every financial crisis:

You don’t have enough money to cover your expenses regardless of what you do.
You are spending the money you have in a way that is contributing to the crisis.

Just about every financial problem has its origin in one of those two buckets. They are both buckets of hurt. The first problem cannot be easily addressed. You will need to increase the amount of money you make or decrease your lifestyle to fit the budget you have. The second problem can be addressed. Let’s take a look at a few of the things we can remove from your wallet that will help to address the problem: Read more

August 3, 2021

How to Manage Your Money Better

If you earn a good living, enjoy a comfortable lifestyle, and appear to have no financial worries, it doesn’t always mean you’re good at managing your money. It may just mean that you’ve figured out how to earn well.

Two ways that you can improve your money management skills are to get better at managing your credit cards and get at planning your retirement. Read more

August 3, 2021

How to Save Money on Wedding Plans

If you are currently engaged or are soon to be engaged, then there are many pre-wedding considerations that you may be making. You may be thinking about combining finances, shopping for homes, family planning, or the honeymoon. It’s essential to also put adequate time and thought into your wedding plans. To save money for your future as a couple, it can be a good idea to look for ways to plan a budget-friendly wedding. If you make this a priority early, it will be less likely to become a source of stress for you and your family.

August 3, 2021

Converting Your Passion Into Profit: How to Make Money as an Infopreneur

In the not-so-distant past, making money solely from generating and sharing information was considered a pipe dream. Today, savvy people are doing it all the time, and so can you. We live in the Information Age, so why not take advantage of it by making money with your own info and expertise? It can be done, and it’s not as hard or as expensive as you might think. Read on to learn about how you can make money as an infopreneur by sharing your thoughts and ideas with people who want to learn what you know. Read more