Author: Susan

How to Cut Costs on a Kitchen Remodel

Are you planning a kitchen remodel but don’t want to spend too much? The good news is: you can! With a little elbow grease and some know-how, you can achieve beautiful results at the fraction of the price. Let’s consider some tips that can help you save a few bucks on your kitchen renovation.

Read more

Inspiring Rags To Riches Stories

Photo by Georges Biard // CC BY-SA 4.0

Caption: Hollywood stars such as Sarah Jessica Parker and Leonardo Di Caprio have come from humble beginnings

Often when we think about the people who have millions in the bank and little to worry about in the way of debt, it’s tempting to believe that they can only have achieved such wealth with a helping hand and privileged background. It’s not an unfair assumption to make. There are wealthy dynasties and plenty of rich people who inherited wealth. Read more

Handy Budgeting Tips for Single Parents

Budgeting enough money aside to care for your kids is tricky at the best of times. You want to give your children everything, but you also know how expensive it can be to raise children. Even with two sources of income, you might have to compromise on a lot of things, just so you can make ends meet. For single parents, the challenges are even greater.

Not only do you need to find all the money that a two-parent household would need to look after their child, but you’ll also only have a single income to do it with. What’s more, you may be paying more than most on childcare too.

Fortunately, we have a few tips that could help you. Read more

How Can Forex Trading Make You Money?

Can you really earn money from Forex trading? Most will probably answer “no,” but if you understand how Forex trading really works, you can actually make a profit out of it.

 

While it is possible to make a profit out of Forex trading, the odds are all against you, especially if you don’t take the time to plan and prepare to trade. Even for a skilled Forex trader, the odds may still not be in your favor. Making big money in Forex trading may be something of a gamble, but once you have a successful trade, the rewards are incredibly big as well. If you want to try your luck in this trillion-dollar exchange market, you might want to look at this great dummies guide to Forex trading.

 

But first, you’ll need to learn how you can make money from Forex trading. Read more

4 Strategies for Dealing with Significant Debt

Living in a wealthy nation carries several benefits, but temptation to live beyond average means might be a common relative weakness.

Approximately 80 percent of Americans carry some form of debt among student loans, mortgages, vehicle loans, medical bills and credit cards. However, it’s the last category that’s by far the most dangerous. So perilous in fact that a recent consumer survey revealed that two out of three U.S. consumers don’t know when they’ll be debt free. One quarter of respondents expect to be in debt for life.

Any balance is solvable. It all depends on finding—and committing— to a solution with which you’re comfortable.

Let’s discuss four strategies for dealing with significant debt. Read more

Do Credit Cards Come With Life Insurance?

Credit card lenders do whatever is necessary to avoid financial losses. One way they do this is by including different types of insurance policies with their credit card accounts. Most credit card holders are not even aware of these insurances even though they are probably paying for them. With that said, most cardholders would probably agree to pay for the insurance policies if they thought it would pay their balances in full when they died. Below, you will discover more information about life insurance and credit card companies. Read more

Learning Forex – Where to Start

Thousands of people around the world earn a nice income trading currency in the foreign exchange market. The concept may not seem complicated at first, as buying low and selling high is easy to understand and is applicable across all types of investments such as stocks, bonds, and real estate. Yet, Forex is different. It is possible for you to make money even if you buy high or sell low. It also has terminology and strategies that can seem complicated at first. For instance, when you trade stocks, you buy stocks in one transaction and sell stocks in a separate transaction. With currency, you buy and sell in one transaction simultaneously. Read more

Five Things to Watch Out For With Prepaid Cards

If you struggle to obtain a credit card or simply want to restrict your spending to what you actually earn, a prepaid card can be a great option. It allows you to carry your digital money and will help save you from getting into debt. However, if you dig a little deeper, you will find out that things are not as rosy as they seem.There are many important aspects to consider before signing up for a prepaid card. Here are five things to watch out for that will help you understand whether they are worth it for you and your finances. Read more

5 Ways to Be Frugal On Your Wedding, But Not Look Cheap

There are only a handful of things that a person usually experience once in their life. One of which is getting married – well, ideally. Your wedding day is your special day, and that can easily make the event astronomically expensive. On average, an American couple will spend around $22,000 for their wedding. That includes the expenses for ceremony, reception, dress, and everything else that comes with exchanging vows, But it does not have to be.

If you have money to blow, go ahead and and have the works, but if you dont , being frugal can go a long way. It is not being cheap, but being practical. Marriage is not about the immaculate church, nor the glamour of the dress but the start of having a family. Meaning money can be better spent on buying a house, and eventually, childcare. The average starter home in America is $250,000. Most lenders want 5% down, which is about $12,500. You could use that as a down payment.

If that was a bit eyeopening, let’s take a look at how you can save on your wedding. Read more