It’s beginning to look a lot like Christmas, isn’t it? Everywhere you go there are sparkling trees in the window starting to emerge, festive jingles are playing, and it’s damn near impossible to switch on the TV without yet ANOTHER heart-warming Christmas advert coming on without warning – and it’s only mid-November. The fact is; …
‘Tis the season to be…in debt? Fa-la-la-la-la-la… Doesn’t quite have the same ring to it as jolly, right? Unfortunately, however, this is the harsh reality for so many families all over the world when the festive season comes to an abrupt end. January comes around straight after the new years’ eve celebrations, and with it …
Becoming energy efficient isn’t only good for the environment. It can also significantly help your wallet by cutting energy costs by up to 50 percent. While some changes are costly, one-time investments, there are many simple ones you can make for less money and on a daily basis that’ll help save energy, money, and the …
It’s definitely time to start getting excited about the holidays, but of course, for all of the great things to look forward to in the coming weeks like spending time with friends and family, indulging in the best holiday food and drink, and decking the halls, there comes the less fun matter of how much …
Life insurance is pretty much a must-have policy for anyone nowadays, and most people who can afford it have more than just one policy. However, the promise of future protection for your family does come at a cost, quite literally! In case you have recently discovered that the premium you are currently paying for your …
With the holidays quickly approaching, it is time to start thinking about gifts. At least, that is what is on our children’s minds right now. From our perspective, trying to figure out the best way to approach Christmas gifts for the kids without killing our wallet is always a fun game. So, we are considering …
We all love saving money. These days, there are many ways technology is making it easier to save time and live more efficiently. However, it might not occur to us to use the technology at our fingertips to save on daily expenses.
When most people hear the term “air pollution”, they think of industrial emissions, big cities, smog, and car exhaust. Typically the air we breathe inside our homes doesn’t come to mind, but it should. According to the EPA, the air we breathe indoors is often up to five times as polluted as outside, and Americans, …
If you’re planning to go to college, student debt might be one of your most pressing concerns. It’s not always avoidable — after all, college is a requirement for many professions, and many low-income people attend college to try and raise themselves out of their socioeconomic status. College can be a great way to find …
The only thing more challenging than getting rid of debt is trying to do so without a plan. Paying down your debts depends on knowing how much you owe, to whom, and what your options are for doing so. So, let’s turn that cluttered desktop full of receipts, bills, and credit card statements into a …
