When we consider ways to make a positive impact on our environment, many of us think of choosing energy-efficient cars, eating less meat, recycling our plastics, upgrading to LED lights in our homes, and planting trees. Did you know that banks are one of the biggest offenders to the environment? Let’s take a closer …
How to Budget for Healthcare in Retirement
A major part of planning for retirement is creating a financial budget. As you won’t be making a salary anymore, it’s crucial to be careful and aware of how you’re spending your pension and social security. One of the major expenses that retirees have are healthcare expenses. On average, a retired person spends about …
4 Ways to Maximize Retirement Account Benefits
No matter what age you are, retirement is something that should be in the back of your mind. Even if you’re younger and just starting out in the workforce, or almost at the retirement finish line. What you choose to do now can greatly affect your financial future. In this vein, there are 5 fantastic …
21 Awesome Ways Children Can Earn Money
Making money as a child was a lot trickier for people in my generation than it is for kids today. But, because of the strides people in my generation made, it is so much easier for kids today. And because of these strides in evolution, children can earn money with much less effort today. Along …
4 Ways to Create a Budget Without a Fight
I don’t know about you, but we are always trying to do better with our finances. One of the best ways we’ve found to do this is by creating a budget together. And having a weekly budget meeting where we discuss every aspect of our budget helps keep us on track and speaking the same …
5 Ways to Save Money on Gas
While it’s been a great relief to finally be on the tail end of the COVID pandemic, the cost of everything seems to have increased exponentially. And the price of gas at the pump is no exception. How much gas has jumped here is astronomical and fairly ridiculous. But, where we live, you simply have …
7 Ways to Help Your Teen Build Credit
When it comes to having teenagers, there are a lot of things we as parents need to teach them. And nowhere is this more important than when it comes to to their financial education. Teaching our teens about money, finances, credit scores, etc. is extremely important to do before they leave the nest. There are …
How to Make Homemade Craft Coffee on a Budget
If you’re like me, you love a good cup of craft coffee. But I really hate the price tag that’s associated with them when I’m out. So, I’ve been working hard to create my own craft coffee on a budget at home. This way I don’t have to spend nearly as much money, I can …
The Best Ways to Get Out of Debt and Increase Your Credit Score
Whether you are trying to get out of debt, increase your score, or both, it can feel like you don’t know where to start. This is by design. If you don’t know how to get out of debt or increase your credit score when you don’t have a borrowing history, there are some things you …
How Can You Keep a Minor Car Accident from Costing You a Bundle?
If you’ve ever found yourself involved in a minor car accident, you know that it doesn’t necessarily feel so minor. Especially to your car or your wallet. But, a minor car accident doesn’t have to necessarily cost you a bundle, as long as to follow the proper protocol. As someone who’s been in more than …