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Rational Prepping: Part 3: Chaos Survival

Prepping for chaotic events
Prepping for chaotic events

This is a subject I don’t really care to talk about but at the same time, I realize how necessary it is. For the 3rd part of our Rational Prepping series (see part 1 on Financial prepping here and part 2 on weather-related prepping here) we’re going to talk about how to be prepared for a chaos event such as a terrorist attack or looting and rioting in your city.

I realize it’s no fun to talk about events like this, but as we’ve seen in the last couple of years (Paris, San Bernadino, Ferguson Missouri riots and multiple other chaotic scenarios) chaos-related scenarios are becoming more and more common. And most of them happen with little-to-no warning. So without further ado, let’s talk about how we can rationally prepare for scenarios like this that may hit close to home.  Read more

Rational Prepping: Part 2 Weather-Related

Prepping for Weather-Related Emergencies
Prepping for Weather-Related Emergencies

If you’re joining us late, you might want to go back and read Rational Prepping Part 1: Financial before reading part two here. We’re talking in this series about the fallacy that prepping is only for the “crazies”. As my blogging pal Shannon, from Financially Blonde learned after going 10 days without electricity courtesy of Hurricane Sandy, prepping is for everyone. 

In the first part of this three-post series, we talked about prepping for financial disasters. Today, we’ll talk about prepping for weather-related disasters. Weather-related disasters can come in all shapes, sizes and forms. Tornadoes, hurricanes, droughts, windstorms, severe thunderstorms, etc – the list goes on and on. It might surprise you to know that it doesn’t take much of a serious weather disaster to leave you in a situation where you need to have preparation techniques and supplies in place. Read more

men in food line

Rational Prepping: Part 1, Financial

men in food line
How to Prepare for Financial Disaster

I read an article this week about how preppers are “crazy”. The article’s point was that many people are going overboard, spending gazillions of dollars on prepping for Armageddon-type events and circumstances. I get the author’s point: there are indeed some preppers out there – probably more than we know – who aren’t “rational prepping” by any stretch of the imagination. The stories are available everywhere; stories of people who are so full of fear that they’re preparing in ways that are more about fear than about logic.

I read about one guy who’s storing up millions of dollars of nickels because he believes it’s a safe metal to invest in. And then there’s this story about the multi-million dollar underground condo bunkers, complete with a full gym and state of the art security team. With all of these stories floating around online, I can see how people would brush aside the prepping community as a bunch of nutcases. But not all preppers are wasting their entire life savings on precautionary measures for Armageddon-type events that may or may not come. Read more

the word "debt" on a chalkboard along with a hand holding an eraser

7 Reasons Why You Can’t Get Out of Debt

the word "debt" on a chalkboard along with a hand holding an eraser
Here’s Why You Can’t Seem to Dump Your Debt

For years – years – Rick and I struggled to overcome debt. We failed every time. Oh, there were times of debt freedom, but we inevitably fell back into debt again. So what made the difference for us between failing at getting out of debt and succeeding at getting out of debt? One huge key was attitude. We learned to overcome the mistakes that broke people make and to stop believing the lies that broke people believe.

Another vital key was that we learned to understand what it was that was prohibiting us from getting out of debt in the first place. There were several habits and mindsets that were keeping us from succeeding on a long-term basis from dumping debt. Now that we’ve overcome them and are successfully dumping our debt, I thought it would be a good time to share what we’ve learned. Enter, 7 reasons why you can’t get out of debt. Read more

5 Mistakes You Need to Avoid to Spend Money More Wisely

Money Mistakes You Need to Avoid
Money Mistakes You Need to Avoid

Greetings, Frugal Farmer friends! Today we welcome Tina Roth, a blogging cohort who blogs over at ProFinance blog

. Read this awesome article and then head over and check out the great articles on Tina’s blog.   

True, mistakes do give you the chance to learn, but repetitive mistakes lower the odds of success. Making one or two mistakes early in the life is okay – but make too many of them when you are all grown up, and you are sure to fail in life.

When we become adults, everyone around us expects us to be responsible with money. During teenage years, we recklessly spend money. But when we are in our late 20s or early 30s, we have to take care of it to secure our future.

It is that time in life when committing a mistake results in paying a hefty price. However, a lot of people still commit mistakes. In this article, I’ll discuss some common mistakes with money, made by us, and how to avoid them. Read more

Close-up shot of Peanut Butter Blossom cookies on a cookie sheet

The Best Peanut Butter Blossoms

Close-up shot of Peanut Butter Blossom cookies on a cookie sheet
Moist and Delicious Peanut Butter Blossoms

Tomorrow is Christmas cookie baking day in the Frugal Farmer household – a day when we make all of our tried and true favorite Christmas treats to devour with semi-reckless abandon and to share liberally with others. As I’ve mentioned in other recipes, a dear old friend that I worked with years ago gave me her decades-old cookie recipes, and we use those blessed recipes to this day. Read more

My Favorite Things: Gift Ideas for the Holiday Season

Great Holiday Gift Ideas for Everyone
Great Holiday Gift Ideas for Everyone

As Christmas nears the corner and Hanukkah is in full swing, I thought I’d share a few of my favorite things for your holiday gift-giving list. Here at the Frugal Farmer household, we’re not much in favor of the “popular” gifts but prefer classics that will stay on your list of things to enjoy for a long time to come, so here they are. Check out the list and see if there’s anything below that might bring a smile to the recipients on your gift-giving list.  Read more

man jumping in air in front of mountain at sunset

4 Ways to Jump Start Your Debt Payoff

man jumping in air in front of mountain at sunset
How to Jump Start Your Debt Payoff Goal

If you’re just starting a journey to debt free, or if you’re slowly moving along and are needing an extra push, this post is for you. Sometimes as you work toward your financial goals we need to jump start your debt payoff. The benefits of giving your goal a jump start are many. It will help you:

  • make a serious dent in your debt
  • force you to make a big sacrifice in order to get used to doing so
  • motivate you to keep moving toward the finish line

Jump Start Your Debt Payoff

Long-term goals are difficult to keep up with. It’s easier to lose 5 pounds than it is to lose 50, and it’s easier to pay off $1,000 in debt than it is to pay off $10,000, simply because of the time factor. The more time that goes by as you work on your goal, the easier it is to live with the progress you’ve got left to achieve. As I wrote in this earlier post, the enemy of “best” is “good”. Read more

5 Places Where You Can Get Cheaper Healthy Food

healthy-foodEarlier last month I talked about how we feed our family of six on $400-$450 a month, yet we still manage to eat organic food for much of our diets. Regardless of what the critics and naysayers tell us, healthy food does not need to be expensive. In fact, if you know a few hidden secrets you can feed yourself and your whole family with healthy products  and still keep your food budget low. I talked last week about the benefits of organic foods, and how we eat organic foods for a decent part of our diet, and manage to do so inexpensively compared to what most people spend on their grocery budget without buying organic. Today, in order to give you more insight on how to feed your family a healthy diet I’m sharing five great places where you can get healthy food for yourself and/or your family without going over the grocery budget. Read more

bowl of apples sitting on counter

Is Organic Food Better?

bowl of apples sitting on counter
Is organic food really worth the cost?

There’s much debate in the world about whether or not organic food is better for you, and whether or not it’s worth the expense. As someone who’s been experimenting on and off with organic and non-organic food for nearly two decades, I’ve watched documentaries, read books and researched findings on both sides of the aisle: those in favor of organic, and those who say it’s a waste of money.

There are those out there who say that organic eating is a marketing scheme and a complete waste of cash, and those out there who insist we’ll die an early death if we choose to eat primarily non-organic food. Personally, I think that a balance can be found. I think that there is absolutely a place for organic foods in today’s society, and I believe that we are highly (and purposely) uneducated on the dangers of the pesticides and chemical additives in much of today’s food. Read more