Good morning, frugal friends! Today we have another guest post! Carrie Lowrance from carrielowrance.com is sharing how she saved money on college costs by choosing a distance learning school option.
As we all know, student loan debt is astronomical. The cost of going to college is growing by leaps and bounds and the financial ruin it is causing is devastating. Students who cannot pay their loans and go into default. Parents that lose everything over loaning money to pay on these loans. It is an all too common nightmare. Don’t get me wrong, an education is definitely worth it. But the possibility of financial ruin for the student and their family is not.
College: Other Options
So what other option is out there? How can we get a good education without breaking the bank? I was trying to figure out this same thing in 2008. After applying at several day care centers, I realized that I needed to have an education under my belt as well as experience. That’s when I decided I wanted to get my Associate’s Degree in Early Childhood Education. I got online and looked around, only to find the cost of most colleges extremely daunting.
Recommended Reading: Student Loan Debt – Getting in Smart, Getting out Painlessly
The Game Changer
It wasn’t until I started researching online colleges that everything changed and college became a real and affordable option for me. After doing much research, I eventually chose Penn Foster College for my degree. After looking over the school’s credentials and cost, I knew I could get a college education without drowning myself in student loan debt. Here is a list of the reasons this particular school was a game changer for me.
- Penn Foster is the oldest distance learning school out there.
- The school is accredited and licensed.
- Books and other materials are included in tuition.
- Options are available to pay as you go and your payments are interest free.
- Available payment options include pay in full, monthly auto pay, or monthly mail in pay for your tuition.
My Best Education Experience Ever
I can honestly say this was the best educational experience I have ever had. The instructors were very friendly and easy to get a hold of. The school is very supportive of those with disabilities, both seen and unseen. When it came time to take the math portion of my degree I was pretty worried. (I have a learning disability in math.) I knew I had to take an algebra course and I was very concerned. I called the school and explained the situation. They were very understanding and told me if I could send a copy of my last I.E.P. for verification, they could offer me an alternative math course. Once I got a copy and sent it over, the course change was made and I was able to continue on with my studies.
In the six years that I attended my online college (I had to take a semester off due to having back surgery not long after I started) I never had a bad experience. Being able to graduate and not have a huge pile of debt hanging over my head was a massive relief.
If you’re looking for a quality education (high school, career school or college) while keeping your finances in tact, I highly recommend considering distance learning as a viable and affordable option.
Carrie Lowrance is a freelance writer and author. She has been featured on The Huffington Post, She Is Fierce, Indebted Mom, The Freelance Dance and Piggy Bank Dreams. She has also published three books, Lithium Dreams And Melancholy Sunrise, The Safety Of Objects and Don’t Eat Your Boogers (You’ll Turn Green). To find out more, please visit her on her website carrielowrance.com.