I just read a great response post from Holly over at Club Thrifty. She was referencing a recent NY Times article which basically said that we may as well not even try getting out of debt and saving money, because we can’t, and it’s just not our fault.
People, this is a load of crap. Don’t let the victim-mentality based media deceive you into staying poor and in debt!
There are thousands of families that are living proof that this gal doesn’t have a clue about what she’s talking about. They’ve proven her “theory” wrong.
And by sticking to our Depression-Era budet, we’ll do the same. We by no means led a frivolous lifestyle, at least, not when you looked in from the outside. But because of a simple case of a lack of tracking our expenses, we blew a crater into our budget and wasted several thousand dollars last year on fast food, driving our car and not sticking to our grocery budget at the local grocery store.
My friends, it’s these little hidden expenses that are the cause of your failed financial picture, not the economy or anything else!
I’ve read hundreds of stories of those who’ve won their battle with debt or are on their way to winning, and all of them, through layoffs and all sorts of other uncontrolled circumstances, have won or are winning their way to financial freedom simply by implementing a strict budget and sticking to it, no matter what.
And do you know what? You can do it too! You can learn to have control over your money instead of letting it have control over you and your life.
I plead with you: don’t let the naysayers fool you – you can get out of debt and have financial peace! Will it be difficult? Yes. Will it take discipline and self-sacrifice? Absolutely. But it’ll be worth it on the day that you wake up and can say “I’m free!” and not owe anybody anything anymore!