Category: The Road to Debt Free

Ok, this is where the rubber meets the road.

October 9, 2014

Two Steps to Get Out of Debt

Hey, Frugal Farmer friends! I’m excited to share this article with you from fellow debt-hating colleague, Douglas Goldstein, whose new book will be released soon.

By Douglas Goldstein, CFP®, co-author with Susan Polgar of Rich As A King: How the Wisdom of Chess Can Make You a Grandmaster of Investing

You can absolutely get of debt. However, you need to use the right strategies and tactics in order to crush that debt. Based on research from the world’s greatest strategists… chess grandmasters… you can get yourself on the right track fast. Here’s how to do it: Read more

September 8, 2014

Don’t Give Money More Power Than it Deserves

This weekend was FUN. Hubby came home Friday night telling us about a free (FREE!! My favorite word these days. 🙂 ) event not 15 minutes from our home. Read more

August 23, 2014

Debt Payoff: How to Zap Doubt and Discouragement

Happy Saturday, friends!! Hope you’ve carved out at least some time to relax this weekend. So, regular readers might know that I went through a pretty rough patch this summer and got myself into a boatload of doubt and discouragement where our debt payoff journey is concerned. Our journey started as a large one (we had a 65% debt-to-income ratio when we began our journey towards debt freedom in January of 2013) and we knew that our victory would take serious effort and concentration. Read more

August 20, 2014

Garden 2014 Update and Other Stuff: Taters!!!

We did it!!! We planted potatoes this year for the first time, and actually got a small harvest!!! Now, it wasn’t the harvest I was hoping for, but aren’t they beautiful? Growing potatoes was odd. Read more

July 24, 2014

Your Debt Payoff Journey; Blazing Your Own Trail

I’ve spoken many times before about doing what you feel is best for you in your debt payoff journey. I’ve also spoken about how important it is to learn to deal with criticism, with roadblocks, with the scarcity mindset and with the monsters of your own mind that will work to tear you down as you try and make your way to debt free.

A year and a half in, we are still dealing, in some way, shape or form, with all of this stuff. Whether it’s Read more

July 21, 2014

A Singular Focus of Paying Off Debt Leads to Peace

A Singular Focus Leads to Peace

Hey, Frugal Farmer friends!! I want to welcome my blogger friend, Brian, from Luke 1428 today. He’s got an awesome post on debt payoff today that I think you’ll really find helpful.

Earlier this summer, my family and I took a weekend excursion to the Bahamas aboard Royal Caribbean cruise lines. We were fortunate enough to walk into an incredible offer Royal Caribbean was pushing where the third and fourth occupants of a cabin sail free. For a family of six already looking for a short getaway, that’s an offer not to be passed up. Read more

June 16, 2014

Personal Finance Tips – You’re Not Done Learning Yet

I was just thinking to myself the other day that, after a year and a half of learning personal finance tips to help us pay off our debt, that I knew all that I needed to know. I was getting bored, honestly. This point in our journey to debt free is a bit difficult, because we’re kind of sailing now, only at a super slow pace. We’ve learned how to budget, how to spend-track, and how to say “no” to the Joneses. We’ve learned lots about side hustling and earning extra income. Now we’re just kind of trudging through the mud to the finish line. We started our journey with a 65% debt-to-income ratio, so it’s a bit slow-going, but we’re moving forward. We’re spending our money on what’s truly important to us, and we’ve let the other spending go by the wayside. Read more

May 30, 2014

Are You a Prisoner of This Money Mistake?

Photo Credit

Happy Friday, Frugal Farmer friends! Sorry I’ve been so MIA this last couple of weeks. When you live on a farm with self-sufficiency as a goal, the arrival of spring and summer means the arrival of a LOT of work. We’re getting the garden in, chopping wood for next winter (the wood stove will be installed in July at the latest – WOOHOO!) and catching up on all of that big cleaning of bedding, winter gear, etc., that I couldn’t do until recently since we couldn’t hang stuff on the clothes line due to our ridiculously long winter. Add that in with finishing up home schooling, caring for farm animals, and helping my parents search for senior living communities, and that means a whole lot of busy. Rick’s been working 10-11 hour days every day too, and although we’re working hard on finding down time, rest these days seems to be highly evasive. Therefore, we are planning on trying to simply relax for a good chunk of the weekend. Well, part of the weekend, anyway. 🙂

Ok, now that my babbling is finished, I wanted to talk to you a bit today about a subject that has become increasingly near and dear to my heart Read more

May 23, 2014

Want Success? Then Choose to Work for It

I want to talk a little bit today about, I guess, what it takes to reach a goal. Our oldest, the author, is also a talented artist, as you can see from some of her work that I’ve shared here. Somebody said to me the other day Read more

May 16, 2014

Hitting Rock Bottom: A New Blogger’s Story

Photo Credit

Happy Friday, Frugal Farmer Friends! 🙂 Today I’m thrilled to publish a guest post from one of my favorite new bloggers, Shoeaholic No More. Like so many of us personal finance bloggers, SHNM, as I affectionately like to call her, has committed to working her way out of debt – a LOT of debt. She’s relatively new on her journey, but you’ll thoroughly enjoy her fun writing style and engaging personality. Welcome, SHNM! Read more