Category: Frugal Finance Management

A custom debt-reduction budget that fits your own family’s size, needs, etc., is crucial to debt reduction success.

June 26, 2019

Do Credit Cards Come With Life Insurance?

Credit card lenders do whatever is necessary to avoid financial losses. One way they do this is by including different types of insurance policies with their credit card accounts. Most credit card holders are not even aware of these insurances even though they are probably paying for them. With that said, most cardholders would probably agree to pay for the insurance policies if they thought it would pay their balances in full when they died. Below, you will discover more information about life insurance and credit card companies. Read more

June 14, 2019

How We Bought Two New Used Cars With Cash

We have been hitting the road towards debt freedom pretty hard for the past three years now. The car loan on one of our cars was the last big thing we had to get rid of before we could start throwing more at the mortgage. How to get rid of the car loan faster was something that had been vexing me since the beginning of the year. I was getting close to an answer to pay it off faster, when it suddenly happened. We were finally able to get rid of the last car loan, and buy two new used cars, with cash only. This was a miracle! Read more

May 15, 2019

Why is Trusted Housesitters such a Fantastic Way to Travel?

My kids and I love to travel! But, traveling can get expensive, which is why we don’t do it as often as we would like. But, I recently found a way to combine two of our favorite loves: travel and pet sitting. Enter Trusted Housesitters. This is a program that makes your lodging FREE when you travel! Read more

May 3, 2019

Five Things to Watch Out For With Prepaid Cards

If you struggle to obtain a credit card or simply want to restrict your spending to what you actually earn, a prepaid card can be a great option. It allows you to carry your digital money and will help save you from getting into debt. However, if you dig a little deeper, you will find out that things are not as rosy as they seem.There are many important aspects to consider before signing up for a prepaid card. Here are five things to watch out for that will help you understand whether they are worth it for you and your finances. Read more

February 26, 2019

Adopting a Frugal Lifestyle

You work hard for your money, so why are you so willing to spend it without giving a thought to how much everything actually costs? Many people spend a lot on things needlessly. And, because of this, they find that when it comes time to take a vacation or buy a large ticket item, they simply don’t have the money. Wasteful spending can cost you more than the money you consume. It can also affect your health and your level of happiness.

January 19, 2019

3 Ways to Boost Your Business on a Budget

Frugality may be the order of the day, but that doesn’t mean you can’t get similar results in business to those who spend thousands on major campaigns. While money makes money, doing things on a budget can also result in a huge return on investment (ROI) and achieve business and marketing objectives that you have set out. These range from using PR stunts to get people talking, sales promotions to entice customers to your brand, and direct marketing. Read more

October 15, 2018

4 Ways to NOT Break the Bank this Halloween

I don’t know about you, but I just can’t believe that it is Fall already! Time really flies when you are having fun during the summer. But since Fall has hit, and we are now in the month of October, you can guess what has been on the kids’ brains, right? Halloween!

September 25, 2018

Tips on What to Do When Financial Difficulties Arise

Financial stability is an issue of great concern for most adults. We all wish that our finances will be in order at all times, and we put in a lot of work to realize this dream. However, no matter how much you dread financial challenges, sometimes you can’t seem to keep afloat and such times can be very stressing.

September 17, 2018

How We Are Teaching Our Kids About the Value of a Dollar

As our two oldest boys are 13 now, it seems like a great time to really help them figure out the world of money. Since we have 5 children, at all different ages, teaching them about money can get tricky because they are all at different stages. That being said, we are working diligently to teach our kids about the value of a dollar. Read on if you want to hear more about our most recent adventure with kids and phones! Read more

September 16, 2018

What’s the Difference Between Remortgaging and Getting a Personal Loan?

If you’re a homeowner and you’re in need of a large lump sum of credit, you largely have two options – remortgage your property or take out a personal loan. There are advantages and disadvantages to both options. So, before making a decision on what’s right for you, it helps to know the difference between the two.