Well, friends, here it is Valentine’s Day. Whether or not you celebrate this “holiday”, I do have to admit it does make me think about all of the wonderful people we have in our lives. Over the past year, the readers, commenters and writers in the PF blogging world have really come to mean a lot to both Rick and I, even if he is largely silent on the subject. 🙂
But there’s one particular group of people I can’t stop thinking about today, and that’s those who are contemplating getting out of debt, along with those who should be contemplating getting out of debt but just can’t handle the thought of climbing that mountain.
I want to tell you today, if you’re in one of these groups, that you CAN do this. Not only that, but you SHOULD work toward debt free. You see, you deserve better. No, you deserve best. You deserve to have a life where bills and debt no longer have a stronghold over your lives. You deserve to NOT pay hundreds or thousands of dollars in interest every month to companies who don’t give a rat’s a___ about you and who are taking big, fat profits home on your hard-working back. You deserve to be able to retire when you want to, in comfort and not eating dog food and working as a greeter at Walmart because you have to.
You deserve to be able to have the peace and contentment that comes with financial stability.
The other thing you deserve is financial security. You see, none of us knows what the future holds, for ourselves personally, or for this country as a whole. Things may never get bad, but we are sitting as a country right now on top of a teetering mountain of personal and governmental financial disaster. Our government is 17 trillion dollars in debt and going deeper, and the average American has $15,000 in credit card debt and is saving next to nothing for retirement. If your job went away today due to the still-struggling economy, what would happen to you? To your family? Would you still be able to make your house payment or rent? Buy food? Afford the gas to job hunt?
With all of my heart, I plead with you: if you are in debt, struggling to make more than the minimum payments every month or even to make those minimum payments, please think things over and create a plan to get free from the bondage of debt today. Think of it as your Valentine’s Day gift to yourself. You deserve it, and your family does too!
Many hugs to all of you today – you have added much sunshine to our lives. 🙂