As our two oldest boys are 13 now, it seems like a great time to really help them figure out the world of money. Since we have 5 children, at all different ages, teaching them about money can get tricky because they are all at different stages. That being said, we are working diligently to teach our kids about the value of a dollar. Read on if you want to hear more about our most recent adventure with kids and phones! Read more
By now, you should realize that we like to do things frugally around here. And we pretty much have to in order to make our blended family of 7 work, and not kill our finances. That being said, we have multiple budget strategies that we use, and that includes when we want to take the whole family on vacation. Take a look at how our family summer vacation strategy worked out so that we only spent a total of $393.93 for 4 days! Read more
Every summer, since I have gotten divorced, I have taken my two children on a summer vacation. We always try to go the last week of June, because it happens to be in between all 3 of our birthdays. Therefore, we call it our Summer Birthday trip. This may sound extravagant, but I have always done it on the cheap, since I didn’t have much money for years.
This year we vowed to track our budget and post everything here so that we are being held even more accountable. I wasn’t sure how this month was going to go, primarily because of taxes. So now it is time to check out how we ultimately did with our April budget.
Saving money can be really hard sometimes, especially when you are trying to get out of debt. One of the biggest places that we spend our money is on groceries (which is not surprising with a family of 7). However, since the beginning of the year we have been working very diligently to cut our expenses to get closer to financial independence. One of the most difficult budget categories for us is groceries. But we have found a few ways to help us save a bundle on groceries, which has really helped!
Here we go again! Yes, that’s right. Valentine’s Day is here again and it is time to show off our plumage to keep the fire burning with our partner. But what is the best way to do that without breaking the bank? That is a very good question!
We all want to start the New Year out right and change some things that aren’t working for us. For a lot of us, that means changing the way we eat and spend our money. So what if we tackle both of those topics in one fail swoop? Let’s dive into how to save money and eat right in the New Year to create some balance.
This is the time of year where everything gets a little bit crazier and we all get a bit stressed out. The holiday’s can creep up on us, just like the end of the year, and when that happens we have a hard time deciding which way to turn. On top of the holiday madness, there is something even more important to think about. Our retirement accounts.
Every year, around Thanksgiving, people can be seen running around like chickens with their heads cut off, completely frazzled. Now, I realize there are a few different components at work here, but money is usually the root cause of this behavior. Where to find the money to pay for all of that food is really the kicker. But, this is something that we can resolve by creating a change with how and what we spend our money on.
When it comes to appliances, these are things that are must haves in our current society, not want to haves. Just because we must have them in our day to day lives, doesn’t mean that we must spend a fortune on them. Appliances are like cars in my mind. We need them but we don’t need all of the extra stuff they are trying to get us to buy. Not only that but certain brands perform longer and stronger than others. Since we have to have them, then why not save money on the initial purchase of a good product to save even more in the long run?