A major part of planning for retirement is creating a financial budget. As you won’t be making a salary anymore, it’s crucial to be careful and aware of how you’re spending your pension and social security.   One of the major expenses that retirees have are healthcare expenses. On average,… Read more

Making the transition from working to becoming a pensioner can be difficult. You might find all the extra free time overwhelming and not know what to do with it, and you may also miss the routine of going to work every day. However, perhaps the biggest challenge you’ll face with… Read more

Cryptocurrency has been shaking up the financial sector for a few years now, far longer than most analysts predicted after the Bitcoin crash in 2011 which saw the pioneer cryptocurrency take a 93% drop. However, despite some teething issues, including a drop in value of over 80% over the course… Read more

The vast majority of people in their 20’s and 30’s do not actively think about retirement. Putting a few extra dollars per paycheck into a retirement account will add up over the years. There are limits to how much money can be put into an IRA so growing money elsewhere… Read more

If you have been planning and saving for your retirement, but you are still lost about it, this is the article that is really going to interest you. Retirement plans are always going to hit you at some point of time, but if you do not how to take the… Read more

This is the time of year where everything gets a little bit crazier and we all get a bit stressed out. The holiday’s can creep up on us, just like the end of the year, and when that happens we have a hard time deciding which way to turn. On… Read more

**Disclaimer: I am not a health care professional – I am simply sharing my experiences and opinions here. One of the major fears for people in retirement is the fear that health care costs will devour their retirement savings long before they can afford to live on Social Security alone.… Read more

This week, in honor of Financial Literacy Month, we’ve been focusing on retirement savings. I talked on Monday about how to balance retirement savings and debt payoff while helping your kids out with college costs, and on Tuesday Brad from over at Maximize Your Money shared an awesome post on… Read more

I realize that this post might get me in hot water with some, but I recently read another article about the dire money situation of Americans and how it’s not their fault. Being an American who for many years took little responsibility for my own money situation (along with my… Read more

“One way to grapple with debt is to ask yourself ‘who benefits from my debt?’” This is the question Mrs. Groovy suggested people ask themselves as they work toward paying off debt, and I thought that the profound statement deserved an entire post, so here it is. Related posts: Alternative… Read more