The first time I heard the term value based spending was while reading a post written by Shannon over at The Heavy Purse. Shannon has a heart for teaching financial literacy for the masses. It pains her to see people struggling with money when they don’t have to be, and as such, I grabbed onto …
It’s highly unlikely you’ll find anyone commenting that being in debt is fun. For most of us, it’s seems like a never-ending uphill battle. We’re fighting for our lives. Our values. Our future. It’s a huge challenge, especially when you’re facing six-figures of debt, and trying to balance paying for the necessities in life. However, …
So much of the reason Rick and I are in the debt mess we’re in today is because we spent too many years caring about what other people thought of us. We cared what they thought about the clothes we wore, the house we lived in, the cars we drove, the activities our kids were …
Kim over at Eyes on the Dollar had a great post the other day called When Frugal Fails. It was about a poor choice that she made in the name of saving money that ended up costing her more in the long run. I’m not sure about you, but I’ve had many a frugal failure …
Financial preparedness is a big part of prepping that is often overlooked. We preppers think often about our food supply, water supply, heating supply, medical supply, etc., but sometimes leave out the importance of preparing financially for when the SHTF. Financial preparedness covers a variety of aspects depending on the particular SHTF scenario, so today …
One of the things that I think scares people off from pursuing a goal of debt freedom is the fear of failure. Often times, a debt load seems so big and the journey to rid oneself of that debt seems so long that it seems pointless to even try. That, my friends, is how Fruclassity …
Good morning, friends! I talked a bit earlier in the week about how the Debt Snowball plan was really helping us to accelerate our debt payoff, but there was a very vital piece of information regarding our payoff victories that I left out: the important part that an accountability partner has played in our recent …
It’s been forever and a day since I’ve done a debt payoff and spending update, so I thought today would be the perfect time. If you read our 2014 summary and 2015 goals, you’d know that we switched to using the Debt Snowball at the beginning of the year. We started 2013 with a HUGE …
I had the privilege this week of reading Robert Kiyosaki’s latest release, Second Chance. Kiyosaki, of Rich Dad, Poor Dad and Cashflow fame, made a huge impression on me several years ago when I read his first book, Rich Dad, Poor Dad. Since then I’ve read several of his books, including a recent release he …
