When we first started our “getting out of debt” journey, we didn’t tell a soul anything about it, mostly because we knew that most people would tell us we couldn’t make it happen and we’d be better off filing bankruptcy. We were deep, deep in debt, facing a 65% debt-to-income ratio at the time and were a minimum of $1,000 short of income each month without Rick’s overtime pay, which was not guaranteed. Read more
Hey, frugal friends! Today’s post is from Mrs. Daisy, who blogs about debt, family and farm life over at Dirt Road Daisy. Enjoy!
When my husband and I stopped ignoring the fact that we were in six figures of debt and decided to do something about it, we jumped right in the express lane with no plan whatsoever. Our strategy worked for a few months as we haphazardly put extra money here and there on different debts with no real rhyme or reason. The balances slowly started to decrease, but then we hit a wall. Read more
Hey, financially literate friends!! As promised, here’s the scoop on some of this week’s really awesome articles from bloggers focusing on Financial Literacy Month. A lifetime’s worth of personal finance education, all in one place! Read more
Happy Wednesday, friends! Today’s guest post is from Josh, who blogs over at Money Buffalo. Enjoy!
Let’s face it, you are most likely part of the 80% of the American population that is currently making a monthly loan payment. Between student loans, a home mortgage, car loans, and the exercise machine you bought on sale in January, it can be nearly impossible to not borrow money at some point in your life. While going into debt is often viewed a normal facet of life, most people do not realize how debt can destroy your chances of financial freedom and living the life you truly desire. Read more
You want to know a secret to financial wellness? The truth is you probably already know what these secrets are, but you’re likely highly underestimating them. We did. For years. And knowing them but not doing them almost ruined us financially. Read more
Hey, friends! This is our first of several posts about financial literacy in honor of Financial Literacy Month. Today, we feature Jack from Enwealthen. Jack blogs about investing, increasing your net worth and all things personal finance with a dose of entertainment and humor to boot.
Imagine this.
You’re living paycheck to paycheck. You have no emergency savings. You pay the minimum payment on your $16,000 credit card debt. You have no retirement savings.
You are a typical American. Read more
Today we have a guest post from fellow blogger, Lucy. Enjoy!
You have managed to build a lovely garden, all bright and colorful, and have also used the best HPS bulbs to ensure proper, healthy growth of your greeneries. You spend enough time learning how to harvest buttercrunch lettuce, and how to grow other vegetables and flowers in a perfect way, so as to make your garden look beautiful. However, chances are bright that your garden is not attractive to you alone but also wild animals that live nearby. This problem is going to be bigger if you grow food in your garden. Read more
We talk a lot about prepping on this site. Since we moved from the suburbs to the country four and a half years ago, we’ve slowly been learning the vital importance of being prepared for whatever potential disasters might come one’s way and what types of supplies are most important in a prepper arsensal.
Sometimes disasters come in the form of natural disasters such as hurricanes. We talked about this here when a fellow blogger shared her real life experience living through Hurricane Sandy.
Other times disasters come in the form of personal disasters, such as job layoffs. Read more
Hey, frugal friends!! Just wanted to let you know that April is Financial Literacy Month and so me and the rest of the personal finance blogging world will be working extra hard to help you go from financial bondage to financial freedom. Financial Literacy Month has a special place in the heart of many bloggers because we all remember what life was like before we had financial literacy. Read more
Hey friends!! Today we have a guest post from Angelica, who blogs over at Tactical Guru. Enjoy!
Developing a bug out bag and/or go bag for emergencies is probably one of the first things you’ll do when you start prepping. If you’re new to this, it can be an intimidating task. For one thing, you need to be able to reasonably predict what you’ll need in an emergency scenario. It’s nearly impossible to account for every imaginable situation, but some things are universal. Read more
