As I think about our mission going forward, I’ve finally figured out how to define what our goal is here at The Frugal Farmer:
Physical, financial and spiritual self-sufficiency.
Being a part of the prepper community, we’ve spent much of the past 4 years working to figure out how we can best be prepared for the economical and other uncertainties that America and the world’s future holds. We’ve determined that the one thing we can do to help prepare our family and other families is to learn how to follow these three basic rules of self-sufficiency and preparedness. Read more
I started my first job in banking in January of 1989. I was excited to go from being in retail sales (my former job as a cosmetologist lost its luster quickly and I went into retail sales) to having a “real job” as a bank teller. I moved up within a year, even though I was only 24, to the position of teller supervisor at the small local bank chain and was loving learning about money and lending. Read more
Our friends over at Stacking Benjamins have put together a post of 41 seriously inspiring money tips to encourage and motivate you to reach your financial dreams.
Warning: This post contains TMI. If you have a weak stomach, please go to another Frugal Farmer page or tune in next time for my post on the Worst Financial Advice I Ever Received. If you’re brave enough, strong enough or daring enough, read on for the hows and whys of the dreaded liver cleanse. 🙂
*Disclaimer: I am not a medical professional. The advice in this post is strictly my own opinion. Always consult your physician or chiropractor before conducting a liver cleanse.
Whew! Now that that’s out of the way, let’s get to the nitty gritty behind a liver cleanse. Read more
When we first started gardening years ago, it was more of a fun hobby than a means to provide cheap food for our family. Then in October of 2012 we moved to the farm, and created a gardening plan that was truly meant to save money and be a reliable resource to provide food for our family of six. Now, our goal is to have a Prepper Garden. Read more
The first time I heard the term value based spending was while reading a post written by Shannon over at The Heavy Purse. Shannon has a heart for teaching financial literacy for the masses. It pains her to see people struggling with money when they don’t have to be, and as such, I grabbed onto her to be a mentor like super glue sticks to everything when we first started our journey to pay off debt.
All my life I’d bought things because they made me feel good. I mistakenly thought that “stuff” was the way to happiness, and I was determined to be “happy.”
I grew up a poor kid in a lower middle class section of the city. After my parents’ divorce, our financial situation went from “struggling” to “we’re screwed”. For a girl just entering middle school, this is NOT a good place to be.
Happy Saturday, Frugal Farmer readers! Today we welcome a guest post from new-on-the-scene blogger Anum Yoon, who blogs over at Current on Currency. Enjoy!
Imagine you’re a fresh college graduate, with all your hopes and dreams ahead of you. “I’m going to have the most awesome life ever!”, you think. With that in mind, you manage to land a cushy job worth at least $60,000 per year. All signs are pointing in a positive direction.
But then, reality hits you in the face with Thor’s hammer. You remember, with a jolt, that your credit card and student loan debts combined are totaling $50,000. Read more
So much of the reason Rick and I are in the debt mess we’re in today is because we spent too many years caring about what other people thought of us. We cared what they thought about the clothes we wore, the house we lived in, the cars we drove, the activities our kids were in, etc., etc., etc. Caring too much about what other people thought lured us into making spending decisions that weren’t in line with our real values, and the result was a ridiculous amount of debt. I believe that this mindset is a dangerous and destructive mindset in America that no one like to admit to or talk about.
When we lived in the suburbs, it felt like a constant world of competition. It felt like everyone was caught up in the web of keeping up with the Joneses, and we were too. It was “normal” in our community. We wanted, like everyone else, to be the best, have the best, look the best.
When we moved out into the country, there was a major league paradigm shift. No one really gave a rat’s arse about what we had, what we looked like, what we wore or what we drove. The first two neighbors that came over to introduce themselves came over in generic brand jeans and t-shirts. One was on a lawn tractor, looking not at all “proper” for a first introduction. The other was driving a expensive Mercedes SUV. Read more
Don’t let a Frugal Failure stop you from trying again to achieve success.
Kim over at Eyes on the Dollar had a great post the other day called When Frugal Fails. It was about a poor choice that she made in the name of saving money that ended up costing her more in the long run. I’m not sure about you, but I’ve had many a frugal failure that has watered down our efforts to get out of debt. What’s frustrating about the Frugal Failure is that it’s most always preventable; however, in order to prevent a frugal failure one must recognize the “pre-thinking” associated with making a frugal failure mistake. Read more
As I think about our mission going forward, I’ve finally figured out how to define what our goal is here at The Frugal Farmer:
