You need to make money to spend money — that’s the first rule of wealth management. Unfortunately, the second rule is that you need to spend money to make money, which makes accruing wealth quite a bit more difficult when you are flat-out broke.
Fortunately, there are some ways to take advantage of the lucrative gains available through investments even if you don’t have much money to spare. Here are some ways to start investing with just a handful of dollar bills every month. Read more
Commodities are an asset class that is growing in importance in recent years. Some of the major commodities like gold, oil, coffee, cocoa, or rice are traded in large quantities, and their prices are subject to significant volatility. In times of pandemic, it is wise to think again about starting to trade commodities. If you are looking for an answer to a question, ‘’should you invest in commodities’’, generally, you shouldn’t invest in something you don’t completely understand, not even in the commodity market. So, here we will briefly explain what a commodity market is and how to invest in it.
Because Social Security benefits are not enough to provide a comfortable life, especially for seniors with significant health concerns, failing to build robust retirement savings ultimately means that retirement is all but impossible. Rising numbers of Americans over 65 looking for work demonstrate that doing the bare minimum to prepare for retirement does not a successful retirement plan make.
However, not everyone can easily make room in their household budget for intensive retirement savings. If you are barely able to pay rent and utilities, how are you supposed to save money for an uncertain future? Read more
(Image via https://twitter.com/ohmyveggies)
Food isn’t cheap. In fact, grocery shopping can certainly add up to a lot more than it used to. Whether you’re looking for mini cheesecake ingredients or keen to invite the family around for a bbq in the sun, getting everything in order can cost a fair bit. In fact, the cost of living has gone up in many parts of the world, and food is a huge part of that.
There are numerous ways in which we can cut back on food costs and save money in the way we do things, though. It isn’t always easy, but it’s certainly do-able, especially in 2020 when the variety of food options and online resources we have available to us are priceless. You can still enjoy a healthy diet and save money, too. It isn’t all about just eating junk on cheap offers in stores. In fact, it’s the total opposite. Maintaining a healthy diet and eating delicious cuisine, all while saving money, is easy to achieve, it just involves making a few changes.
So, without further ado, here’s a few helpful ways in which you can lower your food costs. Read more
A few challenges can force your business to close down. As a business owner, it is important to protect your business finances if you want the business to last and stay profitable.
Below are some of the best ways to protect your business finances and keep your cash flow going. Read more
Whether you are facing medical bills, home purchase opportunities, loss of a job, or have a business idea- money is essential, especially right now. However, not everyone is fortunate enough to have enough cash on hand for emergencies.
Some people do not like the idea of borrowing money and resort to getting additional jobs or selling their things. They fail to realize that borrowing money is also helpful in making big purchases or paying for big-ticket expenses.
Being stuck inside during a pandemic is not ideal, and with so many people out or work or working from home, you might feel like you are out of luck when it comes to making money. There are lots of people that feel this way, even I feel this way sometimes too. But the thing you need to remember is that you have options.
If you don’t want to spend your time off work fixing up your house, which is another valid choice, then opting for a new way to earn extra cash is a great way to spend your time. Even if you are still making money by working from home, you might not feel like you have the funds to keep you and your family feeling like themselves during this time.
So, learning how to day trade can be a win-win situation when you are stuck in a situation that you can’t change. Read more
All too often, business leaders fail to recognise the importance of implementing effective business strategies to keep companies relevant and successful. Plans are drawn up, presented at meetings, then quickly forgotten.
Unexecuted strategic planning is a not only a waste of time and money, but also a wasted opportunity. Rather than following a carefully plotted course step-by-step, companies often employ pet projects and whimsical initiatives, pulling the company in multiple directions, rather than creating cohesion and keeping the business moving forward as one.
Strategists and business leaders must work together to ensure strategic planning remains relevant. This article explores five key aspects of strategic planning that are integral to corporate success. Read more
There are approximately 255 (4.3 each second) babies born each minute around the globe, according to the U.S. Census Bureau. Along with births, there are approximately 150,000 (6,000 each day) deaths are reported each day around the world. These deaths are attributed to disease, violence, fatality, and famine. Unfortunately, too many die uninsured, leaving their families with the burden of debt. The only solution here is term life plans. What is the term life? How can it help ease the burden of death for the deceased’s family? Find the answer to these questions and much more in the article below. Read more
Most of us dream of starting a business. Once a company starts rolling, it can be a very lucrative outcome for the business’s proprietors. Many people will agree that risk is always part of starting and maintaining a business in the world of business. A risk more commonly made with startups is expanding services.
Expanding services isn’t just a product of impulsive behavior from a business-minded person. Expansions cost a lot of money and require careful planning. With that said, what will you do if you don’t have enough funds for an expansion? One thing you can do is to not go through with expanding at all and try to improve your current situation.
It’s even more complicated when we factor in location. For some who are in Canada, some might have difficulties in getting particular types of loans. However, when improving your current situation requires your business to expand, you need to opt for a loan. Loans can be quick ways to get funds for a business.
If not done correctly and spent irresponsibly, loans can also be a way to wreck your business and your credit score. This is why most lenders want to look at your credit history by doing credit checks. They want to make sure that you’re capable of paying them back.
For some, getting a credit check can be very troublesome. Don’t let the tedious process make you give up. There are other loan options where no credit check is required. Don’t believe us? You can learn more on online loans no credit check instant approval Canada with Friendly Lender or check out some of credit check-free options below: Read more