Today I’m sharing 10 of the things I never pay for here in the Frugal Farmer household. Adding all of these items up, I’m certain that we save thousands of dollars per year, all of which can go toward more value-based spending purchases, like paying off debt. Check out our list and see if there’s anything here that you currently pay for and can start finding ways to get for free.
1. Address Labels. Too many businesses (our awesome insurance guy, for one) and charities looking for cash send out address labels to us in the mail on a regular basis. I just can’t see paying for them.
2. Pens. Our credit union has large piles of pens on each counter for customers. Free advertising for them, free pens for us. And as a homeschooling family, we go through LOTS of pens.
3. Car detailing. There’s no way we’re paying several hundred dollars to have a company detail our vehicles. Rick keeps our vehicles clean and shiny inside by detailing them himself with a bucket of soapy water, a wet/dry vac and our frugal homemade window cleaning solution.
4. Haircuts for Rick and the kids. Back in the day, I got my cosmetologist’s license at the local technical college. As such, I’ve always done Rick’s hair and the kids’ hair here at home. My haircuts, which I get about once a year, cost $7.99 plus tip when the local Great Clips has their Friday special running.
5. Gym memberships. We avoid the
germ sauna gym like the plague at our house. We’ve traded in our membership for workouts at home: Pilates, stretching exercises, body weight exercises such as push-ups, lunges, etc, and cardio in the form of walking, running, hiking and biking. It works well, and it’s free. 🙂
6. Checkbook registers. Every bank I’ve ever belonged to gives these out free to customers.
7. Calendars. Too many businesses offer these free to customers, so there’s no sense in buying them.
8. Repairs and other services that can be learned viaYouTube. Many a home repair has been done by Rick via a YouTube education. My own personal biggest YouTube win? Teaching our son how to properly say his “R’s” via a YouTube speech therapy video. That one video (and our willingness to do the legwork with our son) likely saved us hundreds of dollars in speech therapy lessons, which at the time weren’t covered by our insurance.
9. House-cleaning services. I might just shell out for this someday, but for now, the kids and I work together as a time to work to keep things spic and span around here.
10. Eyebrow waxes, manicures and pedicures. On a tight budget like ours, we like to find ways to do beauty on the cheap. I started learning to tweeze my own brows by doing the in between touch ups from professional brow waxes. Now I’ve got the technique down pretty well. Same with manis and pedis: I learned the basics of these in cosmetology school (you can learn via YouTube or various other Internet sites) and as such, all 4 of the girls in the Frugal Farmer household do our own manis and pedis from the comfort of our own home.
There are many ways to challenge everything you spend and see where costs can be cut. Then, take that extra money and save it or spend it towards something that holds more value to you. Better yet, use it to pay off debt. You’ll be amazed at how quickly financial goals can be achieved by challenging every expense.
What are some of the things you’ll never pay for? What’s your favorite money-saving tip?