There are loans one take and does not pay in installment. Payday loans, borrowing from loan sharks, etc. are pretty dangerous as they need to be paid at once.
If you read my last post, then you will remember that my two children and I were getting ready to head out on our annual birthday summer trip. I always try to make the trip a ton of fun, but also on the more frugal side. So here is the big question: Was I able to keep our vacation frugal? And did I do it cheaper than last year?
Should you buy or should you lease? Ask 100 people, and you’ll likely find a split vote. There are some people who would never lease or never buy, and they’ll have plenty of so-called facts to back up their decision. In reality, one isn’t better than the other—it just depends on what works for you. Most people are more familiar with buying or financing a car rather than leasing a car, but that doesn’t mean ownership is the “best” route.
Every summer, since I have gotten divorced, I have taken my two children on a summer vacation. We always try to go the last week of June, because it happens to be in between all 3 of our birthdays. Therefore, we call it our Summer Birthday trip. This may sound extravagant, but I have always done it on the cheap, since I didn’t have much money for years.
A DBA (Doing Business As) is a company that does business under a different name, for example Coca Cola & Coca Cola Bottling Company. DBA is also called a fictitious name or trade name and is a required registration process for business owners that wish to do business as any other name that differs from their legal name. To become a DBA a business must apply. DBA application filing is a process overseen by DBA laws and local government form state to state, and protects the public from nefarious businesses owners.
An essential step in managing your money is paying your taxes. Even if you are diligent with your tax payments, you may be involved in a tax controversy. A tax controversy is any matter disputed by the IRS. A mistake on your tax return can trigger a civil action or a criminal charge such as fraud. If the IRS contacts you, review the notice to determine how to respond.
This year we vowed to track our budget and post everything here so that we are being held even more accountable. I wasn’t sure how this month was going to go, primarily because of taxes. So now it is time to check out how we ultimately did with our April budget.
Saving money can be really hard sometimes, especially when you are trying to get out of debt. One of the biggest places that we spend our money is on groceries (which is not surprising with a family of 7). However, since the beginning of the year we have been working very diligently to cut our expenses to get closer to financial independence. One of the most difficult budget categories for us is groceries. But we have found a few ways to help us save a bundle on groceries, which has really helped!
Home warranties are considered a necessity for homeowners today. The costs of purchasing a home are exorbitant enough without having to worry about the replacement and repair costs of home systems and appliances. For many homeowners, it’s always a challenge to pick the right home warranty service, save money in the process, and not get taken for a ride. Brand name and reputation are key elements in the selection process. The credibility of a home warranty company is sacrosanct. Companies don’t get high ratings unless they perform to client expectations.
It is easier than ever to trade penny stocks. There are tons of brokers out there, 24 hour access to the markets, news and information and an online infrastructure that can keep you informed of your positions and investments on your mobile phone. But the question is, how safe it is trade penny stocks? How advanced do you need to be as a trader to make penny stock trading profitable.