Category: Frugal Finance Management

A custom debt-reduction budget that fits your own family’s size, needs, etc., is crucial to debt reduction success.


Was I Able to Keep Our Vacation Frugal?

If you read my last post, then you will remember that my two children and I were getting ready to head out on our annual birthday summer trip. I always try to make the trip a ton of fun, but also on the more frugal side. So here is the big question: Was I able to keep our vacation frugal? And did I do it cheaper than last year?

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Separating Fact from Fiction: The Difference Between Buying and Leasing a Car

Should you buy or should you lease? Ask 100 people, and you’ll likely find a split vote. There are some people who would never lease or never buy, and they’ll have plenty of so-called facts to back up their decision. In reality, one isn’t better than the other—it just depends on what works for you. Most people are more familiar with buying or financing a car rather than leasing a car, but that doesn’t mean ownership is the “best” route.

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Summer Vacation

How We Are Going on Summer Vacation On The Cheap!

Every summer, since I have gotten divorced, I have taken my two children on a summer vacation. We always try to go the last week of June, because it happens to be in between all 3 of our birthdays. Therefore, we call it our Summer Birthday trip. This may sound extravagant, but I have always done it on the cheap, since I didn’t have much money for years.

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How Many DBA Names Can Someone Register?

A DBA (Doing Business As) is a company that does business under a different name, for example Coca Cola & Coca Cola Bottling Company. DBA is also called a fictitious name or trade name and is a required registration process for business owners that wish to do business as any other name that differs from their legal name. To become a DBA a business must apply. DBA application filing is a process overseen by DBA laws and local government form state to state, and protects the public from nefarious businesses owners.

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What to Do if You Ever Face a Tax Controversy

An essential step in managing your money is paying your taxes. Even if you are diligent with your tax payments, you may be involved in a tax controversy. A tax controversy is any matter disputed by the IRS. A mistake on your tax return can trigger a civil action or a criminal charge such as fraud. If the IRS contacts you, review the notice to determine how to respond.

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Save a Bundle of Money on Groceries

What Are We Doing to Help Us Save a Bundle on Groceries?

Saving money can be really hard sometimes, especially when you are trying to get out of debt. One of the biggest places that we spend our money is on groceries (which is not surprising with a family of 7). However, since the beginning of the year we have been working very diligently to cut our expenses to get closer to financial independence. One of the most difficult budget categories for us is groceries. But we have found a few ways to help us save a bundle on groceries, which has really helped!

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How to Get a Home Warranty without Getting Scr*wed

Home warranties are considered a necessity for homeowners today. The costs of purchasing a home are exorbitant enough without having to worry about the replacement and repair costs of home systems and appliances. For many homeowners, it’s always a challenge to pick the right home warranty service, save money in the process, and not get taken for a ride. Brand name and reputation are key elements in the selection process. The credibility of a home warranty company is sacrosanct. Companies don’t get high ratings unless they perform to client expectations.

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The Plummeting Barrier to Penny Stock Trading

It is easier than ever to trade penny stocks. There are tons of brokers out there, 24 hour access to the markets, news and information and an online infrastructure that can keep you informed of your positions and investments on your mobile phone. But the question is, how safe it is trade penny stocks? How advanced do you need to be as a trader to make penny stock trading profitable.

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