Today we’re sharing the story of Owen and his family. Find out what happened when they bought their house in the midst of tough economic times.
When we bought our first home it was in the middle of the financial crisis. Our purchase came with a $240,000 mortgage. It was a ridiculous sum of money. It also seemed like a very risky time to buy. People were being laid off, the stock market was tanking, and we were taking on a massive amount of debt. It was the largest amount of money we had ever owed. Read more
One of our most popular posts, I’m republishing this with updates. Something for every dad on your list here!
With Father’s Day just around the corner, we thought we’d share some great gift ideas for those who want to pick up a little (or big) something for dad or hubby on Father’s day. Surely there’s something for everyone on this list. From the fun to the simple to the extraordinary, pick a gift and spoil your dad or husband a bit this Father’s Day.
It’s that time of the year when graduation caps will be flung in the air and high school seniors everywhere will be reflecting on their lives as children and anticipating what they’ll do with life as a legal adult. Some will be heading off to college to tech school, while others will immerse themselves into the working world, eager to start funding their hopes and dreams. Read more
Side hustles are all the rage these days. People are looking to earn more money without having to work a traditional job role for “the man”, so to speak. But does side hustling really work? Or a better question might be why does side hustling work for some people rather than others?
Ever since I started staying home with the kids, I’ve been looking for side hustles to help supplement our income. Most have failed. One has succeeded. Read more
When we look at our list of “whys” for being debt free and financially independent, we’ve got all sorts of fluffy, encouraging stuff on there, such as wanting to do it for our kids and being more able to help others. But if those fluffy reasons aren’t working for you, you might try scaring yourself into financial stability. There are many cold, hard reasons for why now is the time to get your financial act together. Read more
When we first began our debt free journey, we had a LOT of emotional issues that were bubbling beneath the surface. We didn’t know it at the time, but a lot of the reason for our debt problem was that we were spending to quell hidden fears and sadness. We had conditioned ourselves to live with a broke mindset, you see. This excerpt from the beginning of our journey will show you what I mean. Read more
One of the ways we save money on healthcare is by making sure we implement cheap or free workouts into our week. Hiking is one of our favorites. We’re lucky that our state is loaded with awesome parks that boast miles of hiking trails. This guest post by Mike from ShoeMatters will show you how to hike frugally and have fun at the same time. Read more
One day soon after we began our “getting out of debt” journey I decided, for motivational sake, to go back and track how much we spent on eating out in 2012. It was in December of 2012 that we had our financial wake-up call and realized we had to do something about our money situation. We’d cut down quite a bit on eating out over the last couple of years before that, so I was curious to see what we’d actually spent on restaurants, given we’d tried to make 2012 a little more budget friendly in that area. Read more
Paying off debt is hard. Really hard. Anyone who’s ever tried it, even those who’ve succeeded, would likely tell you that it would’ve been easier to stay in debt. In the battle for debt freedom you are battling old habits, old mindsets, and often you’re battling at least a few people who tell you that you shouldn’t do it or that you can’t do it. So what weapons can you use in order to overcome the battles that try and keep you in financial bondage? Read more
Alas, it’s the final post in this marathon of information that hopefully increased your knowledge base during Financial Literacy Month. Learning about money management is a lot of work, but it’s one source of education that will most surely pay off if you’re willing to put into place the pearls of wisdom you learn. And here, my friends, are more pearls for your collection. Read more