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Category: Frugal Finance Management

A custom debt-reduction budget that fits your own family’s size, needs, etc., is crucial to debt reduction success.

Lessons from Cyprus, or When the American Dollar Crashes

I don’t read much in the way of international news, for a couple of reasons:

1.  Homeschooling 4 kids and keeping a house up for a family of six keeps me plenty busy.  When I finally do sit down to watch some TV, I want it to be funny. 🙂

2.  The problems of the world weigh deeply on my heart, and aside from prayer, there’s not much I can do about them anyway.  Our family helps where and when we can, but looking at all of the problems of the world feels a bit overwhelming to me.

That being said, I’ve been reading with interest the whole Cyprus story.  Why?  Because, IMHO, I fear that America is not that far removed from experiencing a similar situation.  I know that many of you probably already know most of the story, but for those who don’t, I’ll give you a brief summary from a news clipping: Read more

Back to Basics

DSCN2378I’ve had a few people email me and ask how we manage to survive on our extraordinarily high DTI. So I thought I’d share with you a little window into the life of the deeply in debt, lifestyle-wise. Here’s how we avoid spending money so that we can make a dent in our debt: Read more

Why Good Personal Finance Management and Prepping Go Hand in Hand

When All Hell Breaks Loose: Stuff You Need To Survive When Disaster Strikes , (affiliate link) an urban survival guide by Cory Lundin.

Are you a prepper?  Or are you more of the camp that prepping is for the wackos and the conspiracy theorists?  Or maybe you’re somewhere in the middle.  We like to consider ourselves thoughtful observers, although we’re more on the side of the preppers than the non-preppers.  Read more

Are We Headed for Another Great Depression?

As I scour the Internet, reading up on different articles about the economy, I’m struck by the different opinions of writers.  Some are on the side of “We’re suffering a temporary setback in America: we’ll bounce back.”  Other camps insist that there’s no way out: We’re definitely headed for another crash, one that will easily rival The Great Depression. Read more