Are you “Stick-to-it-iveness”ly Challenged?
One of the hardest parts, for me, of our “Getting Out of Debt” Plan has been dealing with the fact that I’m a bit ADHDish. My mind is constantly hopping around from one thing to another, and although new and great ideas come often and easy to me, sticking with them through to the end is a whole other issue. I get bored easily and need to switch gears a lot.
Our process of paying off debt has been a similar experience for me. At first, I was just plain excited. Conquering our debt and our spending issues was a challenge, and I’m a “bring it on” type of a girl. In that first month or two, I stayed excited as I watched the numbers go down, both in our spending and our debt, and as I saw our financial picture changing for the better.
Enter month 5, and I’m kinda getting “bored with that”. We’ve got the spending thing down now to where budgeting, spend tracking and being thrifty comes naturally to our family. It’s a piece of cake now to make a decision about whether or not to spend, as the frugal mindset is now ingrained in all of us, likely for forever. The paying down of debt is just going to take time, so we’ve decided not to worry about that, knowing that as long as we continue on our current path of putting every extra dime toward debt payoff, that we’ll get there eventually.
The problem? This kind of lack of enthusiasm for your goal, whatever it is, can lead you to dump your plan by the wayside real quick-like, and for us especially, as we dig out of a massive hole of debt, that…is….NOT….good.
So what can you do if you’re getting bored with the process of achieving your long-term goals?
1. Remind Yourself “Why”. Why did you make your long-term goal and its plan in the first place? There was likely something that drove you to make a plan and take action to change whatever it was that you felt needed changing. Go back and find that motivational list (YES, you have to have a list) and study it, igniting the passion that you used to have for your goal.
2. Research. Find new people/information to connect with or read about who have “been there, done that” and are now enjoying the benefits of sticking with their plan. For me, it helps to read success stories like Tony’s post over at We Only Do This Once on how he quit his day job. Tony and his family worked hard for almost two years, sacrificing LOTS so that they could pay off their debt. This lead to Tony’s being able to give his notice at his day job and focus on work that was more gratifying to him. He wouldn’t have been able to make this major life change had they not committed that two years to paying off debt.
Search the Net and other places (check out our Blogroll for links to great motivators) to seek out people who have already accomplished what you are trying to accomplish and are now reaping the benefits. It’ll likely provide lots of motivation and help you get your groove back as far as reaching your goal.
3. Get logical. Sometimes we get bored/lose motivation for long term goals such as paying off debt or weight loss/fitness goals because it feels like winning will just never happen. Remind yourself that no goal worth achieving happens over night, and that those who are now successful in whatever they do have reached success because of the years they spent doing the mundane and often discouraging stuff needed to reach their goals.
If you’re stuck in a rut of boredom or discouragement right now, please don’t give up. You’re standing at a very, very important crossroads right now – one that, depending on which road you take, will indeed determine your success or failure. You, your family – you deserve to win here, so stand strong and take the road that will lead you to your dreams!