We’re nearly a year into our “getting out of debt” journey here at The Frugal Farmer Family.  I finally feel like we’ve got some experience under our belts, so to speak, and can share a bit about what it takes to get out of debt.  For most in serious debt, there is no easy road.  Most people with debt aren’t going to be able to buckle down for six months and be debt free.  For the majority of those who want to get out of debt, it’s going to be a road that takes a few years to finish.

But those years are likely going to pass anyway, whether or not you choose to use them to get out of debt.  So the question remains: What do you want your financial life to be like 5 years from now? Read more