Home » dave ramsey

Tag: dave ramsey

5 Financial Truths You Need to Face Up to NOW

This post isn’t for all of you, but I’d be willing to bet that if it’s not for you, you know someone that it is for. If you’ve got your finances together but know someone who desperately needs to get theirs together, please consider sharing this post with them if you think it will help them. 

Every once in awhile I feel a desperate urge to issue a wake-up call with those struggling with paycheck-to-paycheck living. Today is one of those days. Read more

12 Things You Need to Know About Your Money

So, I’m confessing off the bat that I’ve ripped off this post idea from Rockstar Finance. The short, but thought-provoking post needed an expansion – at least in my mind.

The fact of the matter is that too many people don’t have as much of a clue about their money as they should. They have no idea how much debt they have, when they’ll be able to retire or what they’d do if the financial SHTF in their house.

This post today is designed to help you answer those questions. Read more

6 Things You Might Not Know About Getting Out of Debt

A Journey to Get out of Debt Begins with a Single Step
A Journey to Get out of Debt Begins with a Single Step

Do you want out of debt bad enough to deal with the roadblocks, the emotional stresses and the lifestyle changes?

Is having financial freedom important enough to you to give up current habits and lifestyles?

Only you can answer that question. Only you can decide if it’s worth the work to create a more secure financial future for yourself. But before you answer, let me ask you some questions. I want to find out if you’ve ever dared to think ahead to a future full of debt and money worries. I’m asking these questions because asking ourselves these questions is what gave us the motivation to begin our own dumping debt journey. So, here goes: Read more

What to Do if You’re Serious About Getting Out of Debt This Year

Hey, frugal friends! As I wrote on Fruclassity on Monday, I’ve got a serious itch to dump the remainder of our consumer debt this year and to lower our mortgage as well. Not sure what’s prompting it, but the urge has been going strong for three straight weeks now. The conspiracy theorist in me tells me it’s because America is headed for a nasty financial meltdown, but I’ll spare you from that rant for now. 🙂

Meltdown or no meltdown, it’s always good to get out of debt and to take advantage of those times when your motivation is strongest. So, in that vein, here are some rock solid tips for dumping debt if you’re really serious about becoming debt free. Read more