I had a more serious prepping post for today, but since it’s the Christmas season I’ll save that for later and focus on happier stuff. 🙂 I haven’t done a food post in awhile, so I thought I’d share some of our very favorite appetizers and desserts, many of which we’ll be serving during the upcoming week and a half. Just click on the links at the top of the pics to get the recipes. Enjoy! Read more
And by “last minute” I mean: order TODAY. It’s the 18th of December, people! And if you want to ensure you get your gifts in time, sign up for a free trial of Amazon Prime
In my humble opinion, the HSA is highly underrated and underused by many here in America. The more I look into this gem of a product, the more excited I get about contributing to it. We upped our contributions to our HSA this year because one of the kids needs braces and I want to make sure we deduct every bit of our out-of-pocket costs for those things. We’re working to maximize tax deductions, especially while the kids can still be counted as dependents. So that got me thinking; What can I pay out of my HSA? What other regular purchases do we make that we can be purchasing with HSA funds so that we can minimize taxable income? Read more
I’m honored to be able to share another debt freedom story today; that of my friend and blogging co-hort, Ruth. Ruth is not only a friend, her and I co-own another site, Fruclassity. Ruth also blogs at her personal site, Prudence Debt Free. I know Ruth’s story will resonate with many of you. Enjoy! Read more
Being sure you have a properly stocked winter car survival kit is vitally important to the personal safety of you and your family. Enjoy, and stay safe!
In the lovely state of Minnesota, winters can be harsh. And by “harsh” I mean freeze-your-tail-off cold. Three winters ago, we had one of the worst I’ve ever seen. We had more than a month of sub-zero days. Read more
I once read that in order to have what someone else has, you need to do what they’ve done. In other words, success in a certain area is often achievable by copying others who have already obtained success in a certain area. Ever since I read that, I’ve been spending some time on and off studying the traits of millionaires. Read more
Happy Monday! I have another post in what may or my not be a series, The Power of Debt Freedom. Today we’re sharing the story of Amanda from Centsibly Rich. Amanda and her husband paid off $100,000 in debt and are now living life happily consumer debt free. My hope and prayer is that by sharing these stories, you’ll find the motivation you need to start your own journey to debt freedom.Also, if you’re interested in finding out how to start paying off debt when your debt situation is completely overwhelming you, read my article on Centsibly Rich. Read more
Studies indicate that as much as twenty-five percent of the population suffers from Seasonal Affective Disorder or what’s commonly known as the winter blues. Especially if you live in colder, northern states, winter can be depressing borderlining on debilitating. Having suffered from clinical depression for seven straight years, I can tell you that winter can be really tough on those suffering from winter-related blues.
It feels like you’re trapped in a frozen tundra and will never escape, to put it mildly. Winter used to be a tough time for me, but following the tips below has helped me to kick the winter blues to the curb and manage to almost enjoy winter. 🙂 Read more
As we work our way toward debt freedom, we are making it a point to educate our kids about money management. I’m sure at times they get sick and tired of us saying “Save your money”, and “Don’t ever get into debt” but I also know that the financial moves we’re teaching our kids will have at least some impact on how they live their lives as adults. The older they get, the more motivated they are to earn and save money. The more excited they get when their bank accounts grow. Read more
Your position at work might not be as secure as you think it is. Because of that, we’re going to help you prep for a job layoff. Now, my hope and prayer is that you never have to experience this. But we’d rather have you be prepared for it and it never happens than have it happen and you not be prepared at all. The job layoff survival tips listed here came from two places:
So get your pen and paper out and make yourself a plan that will help ensure that if you do experience a job layoff you’ll be prepped and ready to handle it. Read more
