Increasing your income, finding a side job, or even working a side hustle are all ways to help improve your economic status. And while finding a new job opportunity can be tricky depending on your skills and industry, there are proven ways to position yourself for success. Related posts: 5… Read more

It is very typical if you are planning to sell your wedding ring. Many people do the same thing. There are also many reasons why people sell their rings. The number one reason people sell their wedding rings is that they no longer have a use for them. Many couples… Read more

Whether you are trying to get out of debt, increase your score, or both, it can feel like you don’t know where to start. This is by design. If you don’t know how to get out of debt or increase your credit score when you don’t have a borrowing history,… Read more

Most people understand that lenders consider your credit scores in the home loan approval process. If you don’t have good credit, getting a mortgage loan is more challenging. Here, we discuss how to improve your chances of getting a mortgage loan with less than stellar credit. Related posts: Buying a… Read more

In spite of all the credit cards that are out there, many people believe that a person will be happier if they live a credit-free life and only buy the things that they can afford. They may have no credit cards or one credit card that they use for emergencies.… Read more

Starting a small business can be a challenging and rewarding venture. Whatever your reason for starting a business, finding the right idea can be difficult to figure out. Before you start, make sure that it has the potential to be popular and profitable. Many people decide to turn a passion… Read more

Whether you want to buy a house, a car, or rent an apartment, you need a good credit score. If you don’t have a high score on your credit report, that doesn’t necessarily mean you can’t buy big-ticket items or find a place to live. But it does mean that… Read more

Samuel L. Jackson and company never seem to tire of interrogating you about what’s in your wallet. They do this while pressing you to add a product that almost certainly shouldn’t be there. It is not just to cure your hopeless case of Costanza wallet. It is to help you… Read more

In the not-so-distant past, making money solely from generating and sharing information was considered a pipe dream. Today, savvy people are doing it all the time, and so can you. We live in the Information Age, so why not take advantage of it by making money with your own info… Read more

Financial goals seem to be one of the most challenging to achieve. As a result, many succumb to debts, loans, and other financial aids. These means may help you with your current needs but may not help your future finances unless you use them for business ventures and other income-generating… Read more

Cryptocurrency has been shaking up the financial sector for a few years now, far longer than most analysts predicted after the Bitcoin crash in 2011 which saw the pioneer cryptocurrency take a 93% drop. However, despite some teething issues, including a drop in value of over 80% over the course… Read more

You need to make money to spend money — that’s the first rule of wealth management. Unfortunately, the second rule is that you need to spend money to make money, which makes accruing wealth quite a bit more difficult when you are flat-out broke. Fortunately, there are some ways to… Read more

Because Social Security benefits are not enough to provide a comfortable life, especially for seniors with significant health concerns, failing to build robust retirement savings ultimately means that retirement is all but impossible. Rising numbers of Americans over 65 looking for work demonstrate that doing the bare minimum to prepare… Read more

All too often, business leaders fail to recognise the importance of implementing effective business strategies to keep companies relevant and successful. Plans are drawn up, presented at meetings, then quickly forgotten. Unexecuted strategic planning is a not only a waste of time and money, but also a wasted opportunity. Rather… Read more

The stock market forms one of the traditional investment sectors for millions of investors around the world. Every investor wants to have some stocks in his investment portfolio as they are good at generating short-term returns in terms of dividends, and they may create huge wealth when kept for the… Read more

Some investors choose to generate passive income by investing in dividend stocks. This method provides you with a small payment based on the number of shares you own and dividend yield. It can be an excellent way to diversify your portfolio and help ensure you receive some type of income… Read more

Some people find their big break at a young age such as Justin Bieber, Miley Cyrus, Judy Garland, Britney Spears and more; however, many people who have achieved success have done so later on in life. It is easy to stick to what you know and never look to try… Read more

The pro traders never trade the minor levels. They are always focused on high-quality trade execution. Unlike the naïve traders, they don’t push the risk factors to increase the profit. Trading is more like finding the perfect trades with managed risk. If you want to save your investment and trade… Read more

If you’re like most people these days, you lead a busy life. You probably work, and maybe you have a spouse or partner. In addition, you might have children or attend college as well. No matter what commitments fill your life, it can be difficult to juggle everything. You may… Read more

Can you really earn money from Forex trading? Most will probably answer “no,” but if you understand how Forex trading really works, you can actually make a profit out of it.   While it is possible to make a profit out of Forex trading, the odds are all against you,… Read more

Since we are still technically in the winter season, it is more difficult to find fresh produce right now. This can make eating healthier a bit more difficult, and sometimes more expensive. But, there is a great way to use what you’ve already got to eat healthy and still not… Read more

With the start of the financial year fast approaching, this is the best time to look into your Investments Savings Accounts (ISAs). Every year on the 6th of April, you get to see for yourself how hard your money is working for you, as a new financial year is rolled… Read more

A proper insurance cover is one of the undervalued methods of building wealth. Certain insurance policies offer incredible tax benefits and versatility that make them more than just an income replacement tool. When you carefully choose the right insurance cover, not only are you protecting the wealth you have worked… Read more

Penny stocks are stocks that are valued at less than $5, according to the U.S. Securities and Exchange Commission. Because there is a lower cost to buy, penny stocks can be a good way to try your hand at trading before investing in stocks that are more expensive. Penny stocks… Read more

While many cottagers wait until the famous May Two-Four weekend to open their cottage, you’re not like most cottagers. After a long winter full of bomb cyclones and last-minute flurries, you aren’t willing to wait until the mercury hits the teens to get to your home away from home. If… Read more

With the beginning of the New Year, comes the standard desire for change. At least for the majority of us. Well, we happen to be no different in that we know that we can do better. Therefore, when we had our end of the year budget meeting to go over… Read more

The New Year brings excitement for some, and dread for others as they despair over another potential year of failed goals. I can’t tell you how many years Rick and I spent making a New Year’s resolution to be better with money, and then proceeded to have ZERO success. It… Read more

While we have a diversified retirement portfolio mix of Roth and Traditional IRA’s and a 401k, we have decided to get into another form of retirement investments. Real estate investment. As someone who has been engrossed in the real estate investment world with other investors for the past couple of… Read more

This is the time of year where everything gets a little bit crazier and we all get a bit stressed out. The holiday’s can creep up on us, just like the end of the year, and when that happens we have a hard time deciding which way to turn. On… Read more

It’s November now, and the end of the year always gets me thinking about MONEY. Not just because of holiday spending (which by the way will likely average over $1200 for Americans according to this report) but because the New Year brings a new opportunity to give your money situation… Read more

According to Experian’s State of the Automotive Finance Market’s latest report, people are still living with a love affair of driving expensive cars. But is buying a new car really that bad? Does it really destroy your chances for financial freedom like so many experts claim it does? Related posts:… Read more

Today’s financial experts will tell you that we’re not saving enough for retirement. With only 32% of Americans being involved in a workplace retirement plan and the average couple having only $5,000 saved for retirement, I agree: there is work to do. The numbers are dim, indeed. Investment giant Fidelity… Read more

Today’s post is a guest post from Jon over at Money Smart Guides. Enjoy! You think you know your way around money, huh? Then how come you still have credit card debt, or how come you don’t have an emergency fund and a $10,000 car note? There are some very… Read more

I originally published this post four years ago, but thought it was worth repeating. If you’re on a debt payoff or wealth building journey, and have spent the last month (or more) totally screwing up your budget – or if you read my post from Monday and are ready to… Read more

When I was in my early twenties (I’ll be 50 this summer) my BFF Judie and I were workout queens. Gym rats. Gym nerds. Muscle heads. Whatever you want to call it. We were amateur body builders who lifted weights three times a week in training from our body builder… Read more

It’s that time of the year when graduation caps will be flung in the air and high school seniors everywhere will be reflecting on their lives as children and anticipating what they’ll do with life as a legal adult. Some will be heading off to college to tech school, while… Read more

Alas, it’s the final post in this marathon of information that hopefully increased your knowledge base during Financial Literacy Month. Learning about money management is a lot of work, but it’s one source of education that will most surely pay off if you’re willing to put into place the pearls… Read more

This guest post of courtesy of my blogging friend Michael, who blogs over at Stretch a Dime. Enjoy! Some years back, I bought a young lime plant, and planted it in my backyard. I spent a good amount of time taking care of it when the plant was young. In… Read more

Hey, financially literate friends! Today we feature Cindy, who talks about how to save money when money is tight. For extra fun, you can visit Cindy’s guest post over at our sister blog, Fruclassity.  It’s easy to feel you’re working for nothing. The bills are (barely) getting paid. But how… Read more

You want to know a secret to financial wellness? The truth is you probably already know what these secrets are, but you’re likely highly underestimating them. We did. For years. And knowing them but not doing them almost ruined us financially. Related posts: The Importance of Finding the Leak in… Read more

I realize that this post might get me in hot water with some, but I recently read another article about the dire money situation of Americans and how it’s not their fault. Being an American who for many years took little responsibility for my own money situation (along with my… Read more

“One way to grapple with debt is to ask yourself ‘who benefits from my debt?’” This is the question Mrs. Groovy suggested people ask themselves as they work toward paying off debt, and I thought that the profound statement deserved an entire post, so here it is. Related posts: Alternative… Read more

Hey, frugal friends! Enjoy this guest post by our friend and fellow PF blogger, Josh from Money Buffalo. The big 3-0.  It’s a number dreaded by most young adults because it means they are now officially old by pop culture standards.  It is probably safe to say that the priorities… Read more

In my humble opinion, the HSA is highly underrated and underused by many here in America. The more I look into this gem of a product, the more excited I get about contributing to it. We upped our contributions to our HSA this year because one of the kids needs… Read more

Our financial life started to change when we got sick and tired of being sick and tired. When we finally figured out that the definition of insanity is doing the same thing over and over again and expecting different results. For years and years we tried and tried to increase… Read more

Greetings, friends!  I’ll try not to make this into a rant :-), but with all of the modern technologies of today and media ads running amuck telling us we need this, that and the other thing, I think we often forget just how good we’ve got it.  So, in order… Read more