A major part of planning for retirement is creating a financial budget. As you won’t be making a salary anymore, it’s crucial to be careful and aware of how you’re spending your pension and social security. One of the major expenses that retirees have are healthcare expenses. On average, a retired person spends about …
When it comes to our cars, we all want to save money. This is not only true of the car purchase, but also the car insurance needed for it once we drive it off the lot. But sometimes by saving money, we end up cutting corners that can cost us more in the long run. …
A proper insurance cover is one of the undervalued methods of building wealth. Certain insurance policies offer incredible tax benefits and versatility that make them more than just an income replacement tool. When you carefully choose the right insurance cover, not only are you protecting the wealth you have worked hard to build, but you …
Nobody is immune in accidents, and as an electrician, your risks are particularly higher than an everyday person. There are plenty of areas of concern that you’ll need to be thinking about, and it’s so important you invest in insurance to make sure you’re covered in the worst-case scenario.
Living under a tight budget can be rough, which is why it pays to stretch every penny as far as possible. One way to make your food budget go further is to plan your meals weekly instead of leaving them as a last-minute decision. This technique lets you buy ingredients when they’re cheaper, and in …
A life insurance policy is a smart financial investment that will pay out a lump sum to your named beneficiary at the time of your death. If you have loved ones whom you want to care for after your death, a life insurance policy is a wise way to make sure they receive that care.
**Disclaimer: I am not a health care professional – I am simply sharing my experiences and opinions here. One of the major fears for people in retirement is the fear that health care costs will devour their retirement savings long before they can afford to live on Social Security alone. With the average American having …
***Disclaimer: We are not medical doctors and are simply sharing our opinions here and what has worked well for us. Consult your doctor before changing your health care plan or the way you manage your health. Four years ago, in our quest to cut expenses, we changed to a higher deductible health insurance option …
This article was sponsored by SelectQuote, but all thoughts and opinions are my own. When we started working to pay off our consumer debt, we began by going through every single line item in our budget. The goal was to determine which expenses were truly value expenses in our life, and which were merely temporary, feel-good expenses …
*Disclaimer: I am not a health professional. I am simply sharing my experiences and as such, this article should not be substituted for professional medical advice. *Disclaimer: This post contains affiliate links. Since the induction of Obamacare and the crazy rise in health care costs over the last few years, we’ve been working extra hard …
