With the beginning of the New Year, comes the standard desire for change. At least for the majority of us. Well, we happen to be no different in that we know that we can do better. Therefore, when we had our end of the year budget meeting to go over all of the numbers, we decided to make a big change with our budget.
Do you want out of debt bad enough to deal with the roadblocks, the emotional stresses and the lifestyle changes?
Is having financial freedom important enough to you to give up current habits and lifestyles?
Only you can answer that question. Only you can decide if it’s worth the work to create a more secure financial future for yourself. But before you answer, let me ask you some questions. I want to find out if you’ve ever dared to think ahead to a future full of debt and money worries. I’m asking these questions because asking ourselves these questions is what gave us the motivation to begin our own dumping debt journey. So, here goes: Read more
We’re nearly a year into our “getting out of debt” journey here at The Frugal Farmer Family. I finally feel like we’ve got some experience under our belts, so to speak, and can share a bit about what it takes to get out of debt. For most in serious debt, there is no easy road. Most people with debt aren’t going to be able to buckle down for six months and be debt free. For the majority of those who want to get out of debt, it’s going to be a road that takes a few years to finish.
But those years are likely going to pass anyway, whether or not you choose to use them to get out of debt. So the question remains: What do you want your financial life to be like 5 years from now? Read more