Tag: debt freedom

Frugal Home Hacks that Save us Hundreds Per Month

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They say that necessity is the mother of invention. There’s lots of truth in that quote. For us, the necessity to keep trimming our spending as we work our way out of debt has helped us to “invent” more and more ways to spend less and less of our money on things we need to buy. As we work on our financial goals we work on increasing our income, but we also continue to work to cut expenses. For instance, in order to reach our 2014 grocery expenditure goal we spent only $215 on groceries in December 2014. For a family of six, that took a lot of work, but it showed us that we can spend less if we need to.

We haven’t been that extreme in a long time, but we do continue to look for ways to cut down on home expenses and save money. I would say that our savings as we work on cutting expenses are now easily in the four digits compared to our expenses when we started our journey in 2013. So I thought I’d share some of our frugal home hacks today and how much money we’ve saved per month by continuing to look for ways to cut expenses. Read more

6 Things You Might Not Know About Getting Out of Debt

A Journey to Get out of Debt Begins with a Single Step
A Journey to Get out of Debt Begins with a Single Step

Do you want out of debt bad enough to deal with the roadblocks, the emotional stresses and the lifestyle changes?

Is having financial freedom important enough to you to give up current habits and lifestyles?

Only you can answer that question. Only you can decide if it’s worth the work to create a more secure financial future for yourself. But before you answer, let me ask you some questions. I want to find out if you’ve ever dared to think ahead to a future full of debt and money worries. I’m asking these questions because asking ourselves these questions is what gave us the motivation to begin our own dumping debt journey. So, here goes: Read more