We have been hitting the road towards debt freedom pretty hard for the past three years now. The car loan on one of our cars was the last big thing we had to get rid of before we could start throwing more at the mortgage. How to get rid of the car loan faster was something that had been vexing me since the beginning of the year. I was getting close to an answer to pay it off faster, when it suddenly happened. We were finally able to get rid of the last car loan, and buy two new used cars, with cash only. This was a miracle! Read more
My kids and I love to travel! But, traveling can get expensive, which is why we don’t do it as often as we would like. But, I recently found a way to combine two of our favorite loves: travel and pet sitting. Enter Trusted Housesitters. This is a program that makes your lodging FREE when you travel! Read more
As a family of 7, our clothing expenses can get pretty high. It doesn’t get anywhere close to how much we spend on our food budget, but clothes can still get pricey. However, we have found a way to change that this year and are really excited to have only spent less than $5 for two seasons of clothes for the whole family! Read more
Almost 3 years ago now, we became a blended family of 7. This was a huge lifestyle change for all of us, but one we are glad we decided to make. However, with this blended household, came some blended debt. We had to sit down and take a really hard look at our finances and figure out how we could knock out this debt, as quickly and efficiently, as possible.
When it comes to saving money, there are so many different ways to do it that it can make your head spin. Since it is a New Year, we wanted to take a look at how we were saving and see if we could reconfigure things to save us more. Enter our financial trainer with the brilliant idea to switch our savings to high yield savings accounts instead. So, how does this ultimately work out better for us and should you consider switching to a high yield savings account also? Read more
I don’t know about you, but I just can’t believe that it is Fall already! Time really flies when you are having fun during the summer. But since Fall has hit, and we are now in the month of October, you can guess what has been on the kids’ brains, right? Halloween!
As our two oldest boys are 13 now, it seems like a great time to really help them figure out the world of money. Since we have 5 children, at all different ages, teaching them about money can get tricky because they are all at different stages. That being said, we are working diligently to teach our kids about the value of a dollar. Read on if you want to hear more about our most recent adventure with kids and phones! Read more
By now, you should realize that we like to do things frugally around here. And we pretty much have to in order to make our blended family of 7 work, and not kill our finances. That being said, we have multiple budget strategies that we use, and that includes when we want to take the whole family on vacation. Take a look at how our family summer vacation strategy worked out so that we only spent a total of $393.93 for 4 days! Read more
If you read my last post, then you will remember that my two children and I were getting ready to head out on our annual birthday summer trip. I always try to make the trip a ton of fun, but also on the more frugal side. So here is the big question: Was I able to keep our vacation frugal? And did I do it cheaper than last year?
Every summer, since I have gotten divorced, I have taken my two children on a summer vacation. We always try to go the last week of June, because it happens to be in between all 3 of our birthdays. Therefore, we call it our Summer Birthday trip. This may sound extravagant, but I have always done it on the cheap, since I didn’t have much money for years.