Yeah, I know: the title’s cheesy. But stick with me here, it’ll be worth it.
For the second time this month (ok, more like the 20th), I contemplated blowing a hole in our budget and going on a family outing in order to deal with the getting-out-of-debt stress. It all started innocently enough: We had a great time at a bowling field trip with some homeschool friends, for which my amazing kids promptly saved up enough money in order to cover the bowling and gas costs, knowing that it wasn’t in our budget.
Then we ran a bunch of other errands, one of which included heading to see the tax man. Good news there too: enough back to cover some extra expenses we’ve had over the last two months, and then 2k on top of that which will establish an emergency fund for us. We met up with my mom and did some things for her, she took us out to an early dinner, we made a Walmart run and headed home. A long day, but a good day.
I’m not sure what happened in between Friday and Saturday, but on Saturday I kind of lost it again. I was once again overwhelmed with the stress of facing up to our debt crater, and Rick was out of town fishing, and I just lost it. I made up my mind: the budget was going out the window and we were going to blow $50 or so to go to the movies (4 kids, one of which qualifies for an adult ticket, some popcorn and snacks, and it gets expensive. And no, you can’t go to the movies without buying popcorn. It’s just against the rules. :-)).
I looked up which movies we might see, available times, and even checked out the movie review site we used in order to make a final movie decision.
And then I woke up.
Reality hit. What was I thinking??? We have absolutely no business going to the movies! We’ve got a crapload of debt, and we’re in no shape to spend that kind of money on frivolous junk we don’t need right now.
And just as soon as it hit, the craving to trash the budget passed. And that’s when I realized that this process of getting out of debt is going to require us to deal with regular battles……with ourselves.
I guess my point is that if you are contemplating a journey to get out of debt, it’s important that you expect to have to fight with your own will. Your own cravings. Your own rebellion.
Because every time you choose to give in to those rebellious, scared, or overwhelmed feelings it means another month of staying in debt. And you deserve better.