According to energy market regulator Ofgem, as of April 2018, the average British household spends £94.83 per month on their gas and electricity tariffs, or £1,138 a year. We’re spending around 4% of our household incomes on energy, a figure that rises to 8% for low-income households. Energy prices have been rising over the last three years and will likely continue to rise, as resources become scarcer and new regulation and taxes are placed on greenhouse gas emissions. Read more
I don’t know about you, but I just can’t believe that it is Fall already! Time really flies when you are having fun during the summer. But since Fall has hit, and we are now in the month of October, you can guess what has been on the kids’ brains, right? Halloween!
Nobody is immune in accidents, and as an electrician, your risks are particularly higher than an everyday person. There are plenty of areas of concern that you’ll need to be thinking about, and it’s so important you invest in insurance to make sure you’re covered in the worst-case scenario. Read more
As our two oldest boys are 13 now, it seems like a great time to really help them figure out the world of money. Since we have 5 children, at all different ages, teaching them about money can get tricky because they are all at different stages. That being said, we are working diligently to teach our kids about the value of a dollar. Read on if you want to hear more about our most recent adventure with kids and phones! Read more
After leaping over financial hurdles throughout your adult life, you finally reach retirement. But retirement isn’t always the finish line. In fact, it can be a whole new race with its own set of obstacles.
With concern for our planet growing, and energy bills increasing, more and more of us are aiming to cut back on electricity, or even to live completely off the grid.
It sucks to not know how you’re going to be able to afford to go to college, especially when you’ve put in the hard work, you got the grades and yet there’s this dark cloud hanging over you.
By now, you should realize that we like to do things frugally around here. And we pretty much have to in order to make our blended family of 7 work, and not kill our finances. That being said, we have multiple budget strategies that we use, and that includes when we want to take the whole family on vacation. Take a look at how our family summer vacation strategy worked out so that we only spent a total of $393.93 for 4 days! Read more
If you read my last post, then you will remember that my two children and I were getting ready to head out on our annual birthday summer trip. I always try to make the trip a ton of fun, but also on the more frugal side. So here is the big question: Was I able to keep our vacation frugal? And did I do it cheaper than last year?