Category: Prepping/Homesteading

Ways to Finance Your Prepper Lifestyle

Being prepared if disaster strikes is about more than just having a few candles, batteries, and canned goods in the basement; it’s a lifestyle. It requires the continual understanding of current events and how it impacts your way of living. Being a prepper means you’re constantly investing in things that will help both you and your loved ones to survive in the event the worst-case scenario happens. The lifestyle can get costly, especially since you still must maintain your existing financial obligations. If cost has kept you from prepping, these tips should help you get the cash you need to prepare.

Get Rid of What You Don’t Want

Selling items that you no longer have a use for have become extremely easy thanks to modern technology. If you’re not the yard sale type, you can still make a decent profit on items you have lying around the house. There are online classifieds in which you can advertise things for sale and review online inquiries from interested buyers. There are also e-commerce platforms like eBay where you can sell unwanted items online to the highest bidder. Lastly, you can snap a few photos and sell your things through apps like OfferUp and Decluttr.

While everything has some value to someone else, some of the more popular items to sell online include television sets, computers, mobile devices, clothing, and furniture. You can turn a profit and use the money to purchase things you’ll need to weather a storm, natural disaster, or nuclear war.

Borrow the Money

If you want to fast track your prepper lifestyle then you’re going to need a large sum of cash upfront. This chunk of change can be used to build a stockpile of items you’ll need to survive. If you don’t have the funds in a savings account somewhere, you could consider your option to borrow the money. You can apply for installment loans online fast and receive funds in your account within 24 hours. This short-term loan could be as much as $1200 and could really provide you the startup money you need.

Fortunately, online installment loans don’t require collateral or a high paying job. All you need is to be of legal age, have proof of income, and a good standing checking or savings account for deposit. The payments are then broken down into smaller amounts over several weeks or months to give you time to repay.

Pick Up a Side Hustle

Though you may not have enough time to commit to a full business, you can earn some extra money by starting a side hustle. A side hustle is essentially something you do on the side to bring in more money. It can be something that you’re passionate about or it can simply be something you’re skilled in.

Determine how much you’ll need to start investing in your prepper lifestyle, then determine which side gigs will help you to generate the income you need. There are a lot of lucrative ideas including affiliate marketing, blogging, app development, baking, babysitting, catering, cleaning services, lawn care services, and more. Just find something you’re good at or passionate about and set the ball in motion.

Cut Back and Budget

More often than not, the money you need to start preparing your home and family is already in your possession. However, you’ve adapted to spending your money on so many other things, that you don’t realize it. If you want to find a way to fund your prepper lifestyle without having to borrow the funds or take on a side hustle, you’re going to need to dig deep into your personal finances.

Start by reviewing your spending. Are there things you can reduce or eliminate? Some common areas of overspending include entertainment and food. Try finding affordable alternatives such as renting movies instead of going to the theater or buying generic food brands instead of store brands. The more fat you’re able to trim off your budget, the more money you can find to use for prepping.

If you’re going to start building your stockpile and preparing for whatever the universe may throw your way, it is going to require some cash. If you currently don’t have the extra funds, you’ll need to properly prepare for worst-case scenarios; there are solutions to getting the money you need. Determine which of the above-mentioned options is best for you and begin with a game plan for how you’ll succeed at accumulating cash.

Tips For Practicing Prepping And Survival On A Budget

With the current shape of the economy and nuclear war hanging over your head it is an extremely good ideal for anyone to learn how to prep and survive. With that being said, the whole process is not easy, as you will have to build a shelter, buy supplies, and stock it with all the essential amenities. Are you on a limited budget, or are you finding that prepping is completely draining your savings fund? Well, you are not alone as many survivalists face the same situation every day. The most important thing is to know where and how you should spend your funds. Below, you will learn some tips and tricks that will help you prep and prepare your doomsday shelter on a budget.

Learn To Pay Yourself First

While prepping and survival is your number one goal, you should never drain your entire savings account to achieve your goal. It is imperative to always have an emergency fund for unexpected situations. Instead, you need to learn to be more efficient with your income. This will not be an easy process, so you want to start out small. When your next check arrives if you can pay yourself 10% before you pay your bills, you will truly come out ahead in the long run. If this seems like too much don’t be afraid to start out with 5%. Just simply place the next 5 to 10% of your paycheck in a jar before you pay any of your bills and stow it away for your doomsday shelter.

Make Yourself Shop With Cash

It doesn’t matter if you are a probation violations defense attorney or you are a blue-collar worker, it can be truly so much more convenient to pay with credit cards and debit cards. Unfortunately, these payment methods usually lead to overspending. If you are on a tight budget you trying to save money, you might be surprised to learn that you can save anywhere from 18 to 20% by just shopping with cash. In addition to this, when you physically see that money disappear from your wallet or purse it really makes you want to hang on to it longer.

Know When To Buy Name Brand And Discounted Items

When it comes to prepping and survival there are some items that are just essential. With that being said, those items might not need to be top of the line. It is entirely possible that you can get by with an off-brand tent or an off-brand flashlight. However, there are some items that you truly don’t want to skimp on like water filters and canned goods.

Home Canning

Housewives, gardeners and farmers have utilized home canning for many generations as a way to preserve fruits, vegetables and meats. This process was specially designed to help people store their foods safely for longer periods of time. Some home-canned foods can last up to one year or longer. If you grow vegetables and fruits, which can definitely reduce your grocery bill, consider utilizing the home canning process to store them.

Use Coupons For Supplies

When it comes down to it, the modern survivalist needs access to tons of supplies. They need food, batteries, water and other items. These things can be incredibly expensive. One of the best ways to offset the costs is by using coupons. Coupons are totally free and they can help you save a little extra money on each and every item you purchase. Then, the money can be put to good use ensuring you and your family is able to survive an emergency.

Frugal Tips: Hike More, Spend Less

One of the ways we save money on healthcare is by making sure we implement cheap or free workouts into our week. Hiking is one of our favorites. We’re lucky that our state is loaded with awesome parks that boast miles of hiking trails. This guest post by Mike from ShoeMatters will show you how to hike frugally and have fun at the same time.  Read more

Your Prepper Arsenal: The #1 Non-Negotiable Tool You Need

We talk a lot about prepping on this site. Since we moved from the suburbs to the country four and a half years ago, we’ve slowly been learning the vital importance of being prepared for whatever potential disasters might come one’s way and what types of supplies are most important in a prepper arsensal.

Sometimes disasters come in the form of natural disasters such as hurricanes. We talked about this here when a fellow blogger shared her real life experience living through Hurricane Sandy.

Other times disasters come in the form of personal disasters, such as job layoffs. Read more

5 Essential Items to Keep in Your Bug Out or Go Bag

Hey friends!!  Today we have a guest post from Angelica, who blogs over at Tactical Guru. Enjoy!

Developing a bug out bag and/or go bag for emergencies is probably one of the first things you’ll do when you start prepping. If you’re new to this, it can be an intimidating task. For one thing, you need to be able to reasonably predict what you’ll need in an emergency scenario. It’s nearly impossible to account for every imaginable situation, but some things are universal. Read more

The 10 Best Prepping and Survival Books

If you’ve read our “About” page, you know we’re huge advocates of education through reading. Part of the reason we’ve so heavily adapted the habit of reading non-fiction books is that 88% of millionaires read at least thirty minutes of non-fiction a day. Education through reading is a powerful tool for reaching your goals and becoming what you want to be. And if you’re interested in prepping, you’ll want to know about what I think are some of the best prepping and survival books on the market. Read more

Prepping and Privacy: Are You Putting Yourself at Risk?

One of the things I’ve learned (and am still learning) over the years about prepping and privacy is that people often give out information about their lives and their activities that is highly valuable to criminals without even realizing it. Social sites such as Facebook, etc., have been a huge help to those with bad intentions in this area. Today I’m going to talk about how we’re putting ourselves and our families at risk by not being cautious about our privacy, and what you can do to protect your family. Although this post might seem a little on the snarky side, know that my heart is to help you keep yourself and your loved ones safe. 🙂 Read more

How to Stock a Winter Car Survival Kit

Being sure you have a properly stocked winter car survival kit is vitally important to the personal safety of you and your family. Enjoy, and stay safe!

In the lovely state of Minnesota, winters can be harsh. And by “harsh” I mean freeze-your-tail-off cold. Three winters ago, we had one of the worst I’ve ever seen. We had more than a month of sub-zero days. Read more

How to Build a 30 Day Emergency Food Supply Fast and Cheap

If you haven’t gotten on board with the whole prepping thing yet, now might be a good time. Less than 24 hours after it was announced that Donald Trump had been elected president, the protests are starting.

This is the kind of thing we are talking about when we talk about situations rising up quickly where you may not be able to – or be comfortable – leaving your house.

This is the type of scenario that has preppers everywhere begging with readers to at least have a small stockpile (7 days or so at the least) ready to go.

In an ideal world, a minimum of 30 days for a stockpile is best. Today I’m going to share how you can maximize your money and use as little of it as possible to build yourself a quick storehouse for an emergency type of situation. Read more

7 Prepping Moves You Need to Teach Your Kids Today

When you’re working to be a good prepping family, it’s often easy to focus on what you’re doing for your kids in the area of preparedness and forget about what you need to be teaching your kids in the area of preparedness.

We work hard to be good prepping moms and dads that make sure our kids have food supplies, water supplies, heating supplies etc. so that they’ll not be left un-cared for if the SHTF.

Yesterday while working with our 10-year-old son to clear the pasture of horse poo, I realized that we’ve got some work to do in the area of teaching him to not just be the recipient of our prepping work, but to have the capacity to know what he needs to do on his own in the case of a SHTF scenario.

It was a small situation really, Read more