Category: Get Out of Debt

Buck Up and Dream

At a large-ish gathering this weekend, I came to the realization that much of our society has been brainwashed into believing certain things about life that simply aren’t true.

I’m still in shock over the lack of education in many of these areas.

I know I don’t often write snarky posts, but for the last two days I’ve been feeling an urgency on my heart to speak to those who are still stuck in the world of the status quo, and you may see a little “snark” along the way. . Read more

Is it Easier to Pay off Debt or to Diet?

Greetings, friends! Today we have a guest post for you from fellow blogger, Sara Williams. Sara started the Debt Camel blog a few years ago where she chats about everything to do with debt in Britain, from mortgages and credit ratings to payday loans and bankruptcy. Enjoy!

Losing weight and getting out of debt have a lot in common. Keeping a spending diary is like tracking your calories, both need a lot of will power, crash methods usually fail pretty quickly.

And with both there will be some bad patches. Christmas can be a disaster for your waistline and your wallet! Read more

7 Steps to Success That Most People Aren’t Willing to Learn or Utilize

Making changes that will lead you to success in any area is tough work. Whether your goal is to lose weight, pay off your mortgage or reach that million dollar mark in your investment account, a daunting goal is hard for most people to hold on to.

In this world of “I want it now and I shall have it now!” we’ve become offended at the suggestion of waiting for more – and often at the suggestion we work our tails off. Read more

6 Money Beliefs That Might Be Keeping You Poor

Today’s post is a guest post from Jon over at Money Smart Guides. Enjoy!

You think you know your way around money, huh?

Then how come you still have credit card debt, or how come you don’t have an emergency fund and a $10,000 car note?

There are some very commonly held beliefs about money that have permeated our culture and our way of life over the last 30 or 40 years. But if you step back and think about it, the beliefs that we seem to have been conditioned to learn did not come from a high-school or college-level personal-finance course. Chances are they came from the marketing-heavy credit-card companies. Read more

True Financial Restoration Has to Come from the Inside Out

When I was in my early twenties (I’ll be 50 this summer) my BFF Judie and I were workout queens. Gym rats. Gym nerds. Muscle heads. Whatever you want to call it. We were amateur body builders who lifted weights three times a week in training from our body builder friends and spent three more days a week running or rollerblading around local lakes (it was the early nineties, after all 🙂 )

On the outside, our appearances were perfect. In fact, one time a guy came up to me on the street and said “MAN, you have the nicest calves I’ve ever seen!” It felt good to be complimented on a part of the body that most guys don’t usually notice. 🙂   Read more

3 Ways to Avoid Discouragement During Debt Payoff

If you’re like we were, you might find after making the decision to get out of debt that you may have bit off more than you could chew.  I know that many of you are in way over your heads right now.  You’re facing a mountain that – let’s face it – is just too big.  I know that, because that’s the situation we were in four years ago. Then things got better. And then, after a series of personal crises, they got much, much worse, and we had to start our journey to get out of debt all over again, with a debt load over twice as high as we began with.  Read more

What Happened When One Family Set a Goal to be Mortgage Free in Seven Years

Today we’re sharing the story of Owen and his family. Find out what happened when they bought their house in the midst of tough economic times. 

When we bought our first home it was in the middle of the financial crisis. Our purchase came with a $240,000 mortgage. It was a ridiculous sum of money. It also seemed like a very risky time to buy. People were being laid off, the stock market was tanking, and we were taking on a massive amount of debt. It was the largest amount of money we had ever owed. Read more

5 Reasons You Should Get Your Financial Act Together NOW

When we look at our list of “whys” for being debt free and financially independent, we’ve got all sorts of fluffy, encouraging stuff on there, such as wanting to do it for our kids and being more able to help others. But if those fluffy reasons aren’t working for you, you might try scaring yourself into financial stability. There are many cold, hard reasons for why now is the time to get your financial act together. Read more