Almost 3 years ago now, we became a blended family of 7. This was a huge lifestyle change for all of us, but one we are glad we decided to make. However, with this blended household, came some blended debt. We had to sit down and take a really hard look at our finances and figure out how we could knock out this debt, as quickly and efficiently, as possible.
This year we vowed to track our budget and post everything here so that we are being held even more accountable. I wasn’t sure how this month was going to go, primarily because of taxes. So now it is time to check out how we ultimately did with our April budget.
With the beginning of the New Year, comes the standard desire for change. At least for the majority of us. Well, we happen to be no different in that we know that we can do better. Therefore, when we had our end of the year budget meeting to go over all of the numbers, we decided to make a big change with our budget.
The New Year brings excitement for some, and dread for others as they despair over another potential year of failed goals. I can’t tell you how many years Rick and I spent making a New Year’s resolution to be better with money, and then proceeded to have ZERO success.
It took awhile, but eventually we learned some tips and tricks for making sure our financial (and other) goals truly have a chance of being obtained. Although total success may not happen, following these tips can help ensure you end 2018 better off financially than you did 2017. Read more
Are you having a hard time paying your bills every month? Does it feel like you will never get yourself out of debt? If you answered yes to these questions you are not alone in your plight.
Having too much debt is a common problem many people face. Whether it is from mounting medical bills or simply spending more than you should the bills can get out of control quickly.
But is there a way to save money and pay off debt faster? You may be able to do just that by getting a personal loan.
It’s November now, and the end of the year always gets me thinking about MONEY. Not just because of holiday spending (which by the way will likely average over $1200 for Americans according to this report) but because the New Year brings a new opportunity to give your money situation a fresh start.
January is the season of resolutions, and while I prefer S.M.A.R.T. (Specific, Measurable, Achievable, Relevant, Time-Based) goals over the traditional resolution, I do think that November is the perfect time to start thinking about how you’ll better your financial situation in the New Year.
Here are seven things you can do to change your money situation in the coming year.
Recent studies show that as many as 76% of families live paycheck to paycheck, meaning there is absolutely no money leftover at the end of the month.
Having lived this way for several decades, I can attest to the fact that it’s no fun being in a money situation where you regularly have more month than money.
Four years ago, my husband and I finally got “sick and tired of being sick and tired” of the paycheck-to-paycheck lifestyle. We had no idea how we were going to change things, but we KNEW that we were done living the stressful life of having no money and loads of debt.
Here are the steps we took to break the paycheck-to-paycheck cycle and start getting out of debt once and for all. Read more
At a large-ish gathering this weekend, I came to the realization that much of our society has been brainwashed into believing certain things about life that simply aren’t true.
I’m still in shock over the lack of education in many of these areas.
I know I don’t often write snarky posts, but for the last two days I’ve been feeling an urgency on my heart to speak to those who are still stuck in the world of the status quo, and you may see a little “snark” along the way. . Read more
Greetings, friends! Today we have a guest post for you from fellow blogger, Sara Williams. Sara started the Debt Camel blog a few years ago where she chats about everything to do with debt in Britain, from mortgages and credit ratings to payday loans and bankruptcy. Enjoy!
Losing weight and getting out of debt have a lot in common. Keeping a spending diary is like tracking your calories, both need a lot of will power, crash methods usually fail pretty quickly.
And with both there will be some bad patches. Christmas can be a disaster for your waistline and your wallet! Read more