You work hard for your money, so why are you so willing to spend it without giving a thought to how much everything actually costs? Many people spend a lot on things needlessly. And, because of this, they find that when it comes time to take a vacation or buy a large ticket item, they simply don’t have the money. Wasteful spending can cost you more than the money you consume. It can also affect your health and your level of happiness.
Frugality may be the order of the day, but that doesn’t mean you can’t get similar results in business to those who spend thousands on major campaigns. While money makes money, doing things on a budget can also result in a huge return on investment (ROI) and achieve business and marketing objectives that you have set out. These range from using PR stunts to get people talking, sales promotions to entice customers to your brand, and direct marketing. Read more
I don’t know about you, but I just can’t believe that it is Fall already! Time really flies when you are having fun during the summer. But since Fall has hit, and we are now in the month of October, you can guess what has been on the kids’ brains, right? Halloween!
Financial stability is an issue of great concern for most adults. We all wish that our finances will be in order at all times, and we put in a lot of work to realize this dream. However, no matter how much you dread financial challenges, sometimes you can’t seem to keep afloat and such times can be very stressing.
As our two oldest boys are 13 now, it seems like a great time to really help them figure out the world of money. Since we have 5 children, at all different ages, teaching them about money can get tricky because they are all at different stages. That being said, we are working diligently to teach our kids about the value of a dollar. Read on if you want to hear more about our most recent adventure with kids and phones! Read more
If you’re a homeowner and you’re in need of a large lump sum of credit, you largely have two options – remortgage your property or take out a personal loan. There are advantages and disadvantages to both options. So, before making a decision on what’s right for you, it helps to know the difference between the two.
You often hear the importance of having a good credit score and why you should take steps to improve your rating, but what are the dangers of bad credit? Having bad credit is not an ideal situation, but unfortunately it is all too common a problem. This can have a serious impact on many different areas of your life, but there are always solutions available and it is important to remember that you can improve your score. Read more
By now, you should realize that we like to do things frugally around here. And we pretty much have to in order to make our blended family of 7 work, and not kill our finances. That being said, we have multiple budget strategies that we use, and that includes when we want to take the whole family on vacation. Take a look at how our family summer vacation strategy worked out so that we only spent a total of $393.93 for 4 days! Read more
There are loans one take and does not pay in installment. Payday loans, borrowing from loan sharks, etc. are pretty dangerous as they need to be paid at once.
If you read my last post, then you will remember that my two children and I were getting ready to head out on our annual birthday summer trip. I always try to make the trip a ton of fun, but also on the more frugal side. So here is the big question: Was I able to keep our vacation frugal? And did I do it cheaper than last year?