Today we have a guest post for some of our UK readers. Enjoy!
Since 1984, the FTSE 100 (Financial Times Stock Exchange), also known as FTSE or ‘Footsie’, has been the principal index of the London Stock Exchange (LSE). It is an important indicator for investors around the world, providing insights into the overall health of the UK economy, one of the most important in Europe.
One of the ways you can find more money to get out of debt and/or build wealth is by going through your budget line by line and cutting costs down where possible.
Doing everything you can to reduce your monthly water bill payment accomplishes two things: it enables you to allocate more finances for your other needs and helps prevent the depletion of the world’s supply of water. However, the above can only happen if you do the following things highlighted below.
Today we have some advice about how to handle debt for our UK readers. Enjoy!
Managing your money isn’t an easy task. Every month you need to ensure that the money you have coming in can cover all of the essential outgoings in your household, paying for everything from bills to the grocery shopping.
For many people credit cards, loans and store cards add to the monthly mix of payments we need to make. Each of these can, of course, be a sensible way of paying off a big ticket purchase such as a car or home improvement, but things can start to get tricky when you’ve got several debt payments to juggle at once. One in four families owes money on a personal loan, while there are about 60 million credit cards in use across the UK. A lot of people, therefore, are likely to have both of these forms of borrowing to pay back.
So, what do you do when you have multiple debts to handle? Here are some top tips to help you to stay on control.
Today we have a guest post for you from Aimee. Aimee Pope works as a financial advisor. She loves to help people with their money issues by posting her insights and experiences on a number of financial and family websites.
***Disclaimer: We are not medical doctors and are simply sharing our opinions here and what has worked well for us. Consult your doctor before changing your health care plan or the way you manage your health.
Four years ago, in our quest to cut expenses, we changed to a higher deductible health insurance option with lower premiums. We realized this was a bit risky with 4 kids, so in order to ward off some of this risk, we’ve put some practices in place to help minimize our need for medical care. We’ve found that by optimizing our health, we rarely go to the doctor now, and have saved several hundred dollars, at least, in our healthcare spending each year. And it’s working. In fact, in 2016 we only spent $139.55 out of pocket for medical expenses not including our monthly premium, even on our high deductible plan. We’re no longer those people that the doctor’s office knows so well. We show up every year or two for our annual physicals, and that’s about it. Here’s some of what we’re doing to keep healthcare costs low. : Read more
Scarlett Sinclair runs a small construction company. She also enjoys sharing her experiences by posting on various DIY and homeowner websites.
If you’ve ever wanted to build your own home far away from the hustle and bustle of the city, but weren’t sure if you could afford it, a log cabin may just be your answer. Log cabins are durable, can provide all of the modern conveniences that you’ve grown accustomed to and, if done right, can be very affordable. Read more
Only 3 out of 10 Americans think that they are financially secure not to be worried about money. Hence, 7 out of 10 Americans have reasons to be worried about money at a time when wages are not growing to meet the rising cost of living. If you are reading this piece, chances are that you have slight fears about your financial security – in fact, it is quite possible that you are battling with sleepless nights because of money worries. Read more
There are four factors to consider when you are selecting an investment manager, namely: Philosophy, process, people and performance. Investors often focus on performance to differentiate between prospective investment managers. An investment manager’s past performance, while an important factor to consider during your selection process, does not always guarantee success in the future. Read more
One of our most popular posts, I’m republishing this with updates. Something for every dad on your list here!
With Father’s Day just around the corner, we thought we’d share some great gift ideas for those who want to pick up a little (or big) something for dad or hubby on Father’s day. Surely there’s something for everyone on this list. From the fun to the simple to the extraordinary, pick a gift and spoil your dad or husband a bit this Father’s Day.
One of the ways we save money on healthcare is by making sure we implement cheap or free workouts into our week. Hiking is one of our favorites. We’re lucky that our state is loaded with awesome parks that boast miles of hiking trails. This guest post by Mike from ShoeMatters will show you how to hike frugally and have fun at the same time. Read more