Author: Susan

Save Money and Pay Off Debt Faster with a Personal Loan

Are you having a hard time paying your bills every month? Does it feel like you will never get yourself out of debt? If you answered yes to these questions you are not alone in your plight.

Having too much debt is a common problem many people face. Whether it is from mounting medical bills or simply spending more than you should the bills can get out of control quickly.

But is there a way to save money and pay off debt faster? You may be able to do just that by getting a personal loan.

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Should You Turn Your Hobby into a Career?

Ever wondered how you ended up in your profession? Did you choose it when you weren’t sure what else was out there or did you just fall into it by chance? Many of us work in jobs we’re not particularly interested in just because they pay well, or they provide us with the stability we crave. While these might be great ways to justify staying in your job, if you don’t love what you do, it can make the path to fulfillment tricky.

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How to Pile Presents Under the Tree for Less

Christmas preparations in retail many stores across the country are already in full swing. Artificial trees are lined up in rows. Garlands, ornaments, and lights are just waiting to be paid for and taken home so they can adorn many a tree.

Toys and other gifts have been stacked up (sky high in some cases) on shelves so customers can start their Christmas shopping early if they would like.

But for some people, buying presents for loved ones can be hard on their budget. This year the price of a single, nice gift is not cheap. As a result, if you have a big list it may be financially difficult to cross all of the names off.

Fortunately there are ways you can pile presents under the tree for less.

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Choose the Trading Type that Suits Your Lifestyle

Now here’s a surprise – every trader is also a human being and believe it or not no two human beings are the same.  We all have our biases and our prejudices, we all have our likes and dislikes, we all react differently to both crisis and challenge.  The world of the online trader is a very individual world – after all most of our time is spent tapping away at a lonely laptop where the most important and relevant control is self-control.

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Working with Lenders to get the Best Loan

These days, getting a loan isn’t always a walk in the park. Most lenders have tightened their requirements for qualifying for a loan because of the losses they incurred during the economic downturn a few short years ago. More stringent qualification criteria means individuals with past credit blunders, those who have unstable income, or those who have several other monthly debt payments may need to put in more effort to secure the financing they need. Not all is lost in the loan market today, but it’s important for prospective borrowers to understand what it takes to get approved. Here what borrowers need to do when it comes time to get a loan.

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Why is an Education in Personal Finance So Important?

There is tremendous value in education, notably a sound education in managing personal finances. Believe it or not, the world is comprised of two types of people: savers and spenders. The economy relies on both groups for growth and development. Without the spenders, commerce would grind to a halt, and without the savers, investments would not be possible and the economy would stagnate. A happy medium needs to exist between the two for an economy to develop, evolve, and prosper.

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What Is the FTSE 100 Index (Footsie)?

Today we have a guest post for some of our UK readers. Enjoy!

Since 1984, the FTSE 100 (Financial Times Stock Exchange), also known as FTSE or ‘Footsie’, has been the principal index of the London Stock Exchange (LSE). It is an important indicator for investors around the world, providing insights into the overall health of the UK economy, one of the most important in Europe.

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