Our guest today is Will, a colleague at the high school where I work. As a teacher, I find it interesting to see different people earning similar incomes navigating their finances in such radically different ways from one another. Will stepped up the ladder to become a department head a few years ago. He is 40 years old, and he and his wife Rachael, who have lived on a single income since their first child was born eight years ago, have been mortgage free for four years.
1. Was there a point at which you decided you wanted to manage your money really wisely? What would you say were the influences that made you become effective with your finances?